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Aurora, Illinois Auto, SR-22, Home, Renters & Motorcycle Insurance

A major suburb of Chicago, Aurora is home to more than 200,000 people. It also has a reputation as something of a transportation hub. The city’s proximity to Chicago, major rail lines and the Interstate 88 corridor all help bring plenty of travelers to the area.

There are a lot of transportation risks around Aurora, and every local driver needs car insurance. It’s one of the most crucial driving safeguards, after the seat belt. It helps you remain financially secure if accidents happen. Cloverleaf Insurance is here to help every Illinois driver get affordable, top-rated coverage.

Aurora Residents: Choose Cloverleaf Insurance

Cloverleaf Insurance has more than three decades of experience in the auto insurance industry. We understand the intricacies of helping every individual driver get the policy that is perfect for them. Indeed, the right policy will often prove your lifeline in case of a sudden vehicle mishap.

After losses or damage to your vehicle, the costs to rectify the situation might skyrocket. You might have to pay for repairs, property damage and the harm you cause others. Without coverage, these obligations might easily put you in an unsustainable financial position. If you let your policy cover these costs instead, you will have the assurance that you can get the money you need to recover.

Illinois’s Auto Insurance Requirements

Every driver will need a different shape or size of auto insurance. However, all policies must contain a few standard elements. Let us help you strike the right balance of required and optional coverage.

Under Illinois law, all drivers must carry liability and uninsured auto insurance.

Liability insurance will protect you after accidents for which you are at-fault. It helps you compensate other parties for their losses, such as injuries or property damage. You must carry at least:

  • $25,000 bodily injury coverage per person, per accident
  • $50,000 bodily injury coverage total per accident
  • $20,000 property damage coverage

Uninsured auto coverage pays you when another at-fault driver does not have appropriate liability insurance for your own losses. Your policy will automatically include:

  • $25,000 bodily injury coverage per person, per accident
  • $50,000 bodily injury coverage total per accident

Additional Coverage

Fact: You have no restrictions to carry only the state’s minimum limits. You can include additional layers of protection and higher financial limits on your policy.

For example, we strongly recommend that all qualifying drivers carry additional liability coverage, usually upwards of $100,000. We also recommend that you carry additional uninsured motorist coverage for property damage.

Not only that, but you also can enhance your required protection with a variety of optional coverage. The more you have, the better you’ll be able to pay for your own losses. Collision or comprehensive insurance can cover damage repairs for your own vehicle. Other elements, such as rental car coverage or glass insurance might help you cover additional fees that might prove burdensome.

Non-Standard Auto Insurance

Everyone has a different set of driving risks. Unfortunately, certain risks might drive up the costs you will pay for your coverage. Other risks might even disqualify you from enrolling in certain policies. You might even need supplementary documentation, such as an SR-22 form, to maintain coverage.

If you face challenges when getting coverage, come to Cloverleaf Insurance. We have the expertise to help every Aurora driver get targeted coverage regardless of driving risks.

Get Started Today

In Cloverleaf Insurance, you’ll have a long-term partner in your search for the right auto coverage. Aurora residents can start an online quote for free right now. Or call us at (800) 530-5822 for more information.

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