Don´t Drink And Drive!
Besides the obvious risk of injury, death, and property damage, you should avoid a DUI at all costs!
Did you know?
• Drinking and Driving is a Criminal Offense? This means you will be punished by much more than a speeding ticket. You could face jail time!
• Even first time offenders will be punished by having to install a breathalyzer device to their cars. Their car will not be allowed to start if alcohol is in their blood and it will notify the authorities.
• Your insurance rates will go up. A DUI is a bad thing to have on your record. It will stay on your Motor Vehicle Report.
• You will have to file a form called the SR-22 with the state, proving you have liability insurance. This is an added expense over the higher rates you already are paying.
Is that extra DRINK really worth it? What about that BEER you consume on with friends before heading home from work?
"I got caught driving over the limit. Now what do I do?"
When you are buying insurance do not fail to mention a previous DUI. It will stay on your Motor Vehicle Report. The insurance company WILL find out and adjust your rate higher.
SR22 is not a type of insurance. It is the name of a particular form that insurance companies file with the Secretary of State and is required if your license is suspended or revoked.
An SR-22 insurance policy is a certificate of insurance that shows the Secretary of State proof of insurance for the future, as required by law. SR-22 is a motor vehicle liability insurance which requires the insurance company to certify coverage to the Division of Motor Vehicles. The insurance company must notify the DMV any time the policy is canceled, terminated or lapses.
If your SR22 endorsed Auto Insurance Policy cancels, lapses or expires for any reason, the insurer is required by law to send an SR22 Filing to the state DMV notifying them that you are once again no longer in compliance with the law. In the event your policy is cancelled, the state can resuspend your driver´s license. This requirement is often continued for a three year period.
Do not get behind the wheel after you´ve been drinking. If you have been charged with a DUI and need an SR22 for your policy, speak with an SR-22 Auto Insurance Expert who can find you the best coverage for the best price. Cloverleafins.com or call the SR22 Auto Insurance Center now at 1-800-530-5822.