Mobile Home Insurance Quote or Modular Home Insurance Quote in Missouri, Illinois, Indiana, Ohio and Wisconsin!
You get great coverage for your mobile home at an affordable rate. An application so easy that Cloverleaf Insurance Agency WWW.CLOVERLEAFINS.COM can help you get a mobile home insurance quote and bind coverage in minutes.
Mobile home insurance is similar to regular homeowner's insurance, but it's tailor-made for mobile homes, so you know you'll be getting the right protection. Looking for manufactured home insurance? You've come to the right place.
Mobile Home Insurance
Our licensed insurance agents are available to answer any of your questions, or to help you with a mobile home insurance quote. Call us at 1-800-530-5822.
What Is Mobile Home Insurance?
Cloverleaf Insurance Agency can help protect your mobile or manufactured home, adjacent structures and personal property.
Mobile and manufactured homes are essentially the same thing. A mobile home policy will work regardless of which name you use for your home.
On the other hand, if you have a modular home (usually delivered in multiple pieces and assembled on your land) you should get a quote for a standard homeowner’s policy.
Why Do I Need Mobile Home Insurance?
You've worked hard to buy your home and the things you own, but sometimes unexpected events like fires or hailstorms can cause damage to your home.
If you don't have enough cash on hand to repair the damage to your house or replace your belongings all at once, this is where mobile home insurance can help.
Mobile Home Insurance Coverage
Mobile home policies cover the mobile home itself, adjacent structures, and a good number of your personal belongings. You also get liability coverage to help cover certain types of accidents on your property.
Want to know more? You can get more details on mobile home coverage online or call us at 1-800-530-5822 to speak to an insurance agent.
What Does A Mobile Home Insurance Policy Cover?
Coverage for the structure of your mobile home.
Your mobile home policy helps protect your mobile home and structures you own that are on the same piece of land as the home but are not attached to it (such as a shed or detached garage), from all forms of loss unless they are specifically excluded in the policy.
Coverage is provided for a wide range of perils including, but not limited to fire, windstorm damage, damage from falling objects, lightning, explosion, and more. In most cases, a regular mobile home policy will not cover your mobile home while it's being moved.
Protection for your personal effects.
Your policy also includes protection against a wide range of perils for your personal property, whether it's inside the mobile home or in an adjacent structure like a shed. Some personal property coverage also applies while your property is away from your home.
Personal liability protection.
All you have to do to keep people from slipping and falling but unfortunately, accidents can happen. If you unintentionally cause bodily injury or property damage to someone who doesn't live in your home, you could be faced with large, out-of-pocket expenses due to court costs or damages.
Your policy can pay for the medical expenses of someone who does not live in your home in addition to the damages or defense costs due to a covered accidental circumstance.
Not only is mobile home insurance affordable, but many convenient payment options are available. Get a quote online or give us a call at 1-800-530-5822 to learn more.
Cloverleaf Insurance Agency
Cloverleaf will help you set up a policy that is tailored to your needs so that you get one that's right for you while still paying a great rate. To get mobile home insurance, start by getting your free quote online or by calling us at 1-800-530-5822.