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Cloverleaf Insurance Blog: auto

View the latest blog posts from Cloverleaf Insurance.

Traffic violations are never a good thing. They are expensive, negatively impact driving records, and can add to the cost of car and motorcycle insurance.   The demerit point system Most states, but not all of them, operate on a points system regarding the status of a driver’s license. READ MORE >>

When you rent a car, the rental company will offer you rental insurance. For many renters, this is the smart choice. They may not own a car themselves, and are therefore not covered by an existing auto policy. However, if you are a policyholder, then your policy may extend to the car you rent. READ MORE >>

Choosing the right insurance agency can make all the difference. SCRIPT: Are you paying too much for insurance? Or, are you looking for a good insurance company and getting fed up with comparing insurance rates? You may think of finding an insurance agency, but not all insurance agencies are the same. READ MORE >>

One of the most-severe driving infractions that someone can commit is a DUI. DUI stands for Driving Under the Influence, and it is a charge that could arise if you operate a car while intoxicated by alcohol or another illegal substance. READ MORE >>

You expect your car to get you from point A to point B without incident. But, nothing is perfect. You might experience a breakdown or have a wreck — either of which might make driving any further impossible. In this case, you might need a tow truck or other roadside assistance. READ MORE >>

What to Do After a Car Accident Before the accident, plan the after. Five steps to take after the accident. Whether it happens on a bridge across the Mississippi or a back road in the country, being involved in a car accident can be stressful. Knowing what to do will help you feel less anxious if it ever happens. READ MORE >>

Since 1987, Cloverleaf Insurance has been the Midwest's source for quality auto, home and life insurance. Here's more on what makes us different. Video Transcript If you're looking for a reliable, professional and affordable insurance agent, you've come to the right place. READ MORE >>

Drivers who commit serious driving violations in Missouri might have to file for a Missouri SR-22 certificate. This is a form that essentially forces you to carry certain car insurance for an extended period of time. But, if you don't own a car, what is the point of getting this form? Why does it matter? READ MORE >>

If you get a speeding ticket, or any other citation, you might have to let your Cloverleaf Insurance agent know about the infraction. In other cases, the authorities will automatically send the citation to the insurer. One thing is certain, however. When you get a ticket, your insurer will likely find out. READ MORE >>

At Claim Time, Help Us Help You! Insurance often presents a conundrum for our clients: While everyone knows you need protection in case of a loss, no one wants to have that loss. But when, despite your best efforts or simply due to everyday driver craziness, events spiral beyond your contr... READ MORE >>

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