Monday, June 17, 2019 Drivers who commit serious driving violations in Missouri might have to file for a Missouri SR-22 certificate. This is a form that essentially forces you to carry certain car insurance for an extended period of time. But, if you don't own a car, what is the point of getting this form? Why does it matter? READ MORE >>
Wednesday, May 22, 2019 If you get a speeding ticket, or any other citation, you might have to let your Cloverleaf Insurance agent know about the infraction. In other cases, the authorities will automatically send the citation to the insurer. One thing is certain, however. When you get a ticket, your insurer will likely find out. READ MORE >>
Monday, May 13, 2019Many know more about what's in their yogurt than what's in their auto insurance. Personal Auto Insurance: You're paying for it, but do you know what you're buying? Whether you drive in a big city or on a farm, your auto insurance policy will typically include several types of coverage. READ MORE >>
Wednesday, May 8, 2019 At Claim Time, Help Us Help You!
Insurance often presents a conundrum for our clients: While everyone knows you need protection in case of a loss, no one wants to have that loss.
But when, despite your best efforts or simply due to everyday driver craziness, events spiral beyond your contr... READ MORE >>
Friday, April 19, 2019 When you get a driver's license, it is not a document that lasts permanently. At minimum, your license will expire after a period of years. Yet, even certain actions behind the wheel might cause you to lose your license. You might get a license suspension. In other cases, you could even face license revocations. READ MORE >>
Thursday, April 4, 2019 I’m Insured, so Why Do I Need Uninsured Motorist Coverage? You’re enjoying a pleasant drive along the river or through the Ozarks, when WHAM! Out of nowhere, another vehicle crashes into you. To make matters worse, while later facing a pile of medical bills, you find out the other driver had no insurance. READ MORE >>
Tuesday, March 19, 2019 Many people let their friends borrow their personal cars. Usually, you can trust your acquaintance to return the car to you in pristine condition. But, that is not always the case. What if your friend wrecks your vehicle? What if the crash involves others? Are you responsible? READ MORE >>
Monday, January 21, 2019 If you drive drunk, you might get a DUI. This outcome could raise your auto insurance rates, lead to license suspensions and cause other undesirable penalties. What can you do to avoid these unnecessary, entirely preventable outcomes? By simply avoiding getting behind the wheel drunk, you'll all but eliminate your DUI risks. READ MORE >>
Thursday, December 13, 2018 Car accidents are extremely scary experiences. They'll often result in such outcomes as vehicle damage, property damage and injuries. These might prove costly and worrisome. However, if you have car insurance, you might have financial recourse for your losses. READ MORE >>
Thursday, September 13, 2018 No one wants to get stopped by the police. It could lead to a costly ticket, and tickets might mean more than fines. By getting a ticket, you put your insurance rates at risk. You might face higher insurance costs after you commit such an offense. What can you expect if you get a ticket? READ MORE >>