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Cloverleaf Insurance Blog: car

View the latest blog posts from Cloverleaf Insurance.

We would like to focus our attention this month on summer activities and the additional risks, exposures, and opportunities they present. The summer months are known for increased activity, heightened travel, and as being a prime time for yard and home makeovers. READ MORE >>

Drivers who commit serious driving violations in Missouri might have to file for a Missouri SR-22 certificate. This is a form that essentially forces you to carry certain car insurance for an extended period of time. But, if you don't own a car, what is the point of getting this form? Why does it matter? READ MORE >>

If you get a speeding ticket, or any other citation, you might have to let your Cloverleaf Insurance agent know about the infraction. In other cases, the authorities will automatically send the citation to the insurer. One thing is certain, however. When you get a ticket, your insurer will likely find out. READ MORE >>

Many know more about what's in their yogurt than what's in their auto insurance. Personal Auto Insurance: You're paying for it, but do you know what you're buying? Whether you drive in a big city or on a farm, your auto insurance policy will typically include several types of coverage. READ MORE >>

At Claim Time, Help Us Help You! Insurance often presents a conundrum for our clients: While everyone knows you need protection in case of a loss, no one wants to have that loss. But when, despite your best efforts or simply due to everyday driver craziness, events spiral beyond your contr... READ MORE >>

When you get a driver's license, it is not a document that lasts permanently. At minimum, your license will expire after a period of years. Yet, even certain actions behind the wheel might cause you to lose your license. You might get a license suspension. In other cases, you could even face license revocations. READ MORE >>

I’m Insured, so Why Do I Need Uninsured Motorist Coverage? You’re enjoying a pleasant drive along the river or through the Ozarks, when WHAM! Out of nowhere, another vehicle crashes into you. To make matters worse, while later facing a pile of medical bills, you find out the other driver had no insurance. READ MORE >>

Many people let their friends borrow their personal cars. Usually, you can trust your acquaintance to return the car to you in pristine condition. But, that is not always the case. What if your friend wrecks your vehicle? What if the crash involves others? Are you responsible? READ MORE >>

 Before hail starts coming down, you need to think “roof” and “car.” Am I covered? When thunderstorms roll in, experienced residents of our area know the odds are good you may literally find yourself asking, “What the…hail?” Have I called Cloverleaf Insurance 1-800-530-5822? READ MORE >>

If you drive drunk, you might get a DUI. This outcome could raise your auto insurance rates, lead to license suspensions and cause other undesirable penalties. What can you do to avoid these unnecessary, entirely preventable outcomes? By simply avoiding getting behind the wheel drunk, you'll all but eliminate your DUI risks. READ MORE >>

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