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You don't own the rental home you occupy. You only lease it from the property owner. Nevertheless, you do own possessions within the property. Your insurance coverage should thus address the items you possess, while not burdening you with coverage for items that are not yours. That's what renters insurance strives to do. READ MORE >>

Let's say that you routinely drive without your driver's license. Or, perhaps, you make the decision to drive intoxicated. These are among the most severe driving violations you can commit. If you get caught, you must face the consequences. This might include an SR-22 penalty What's An SR-22? READ MORE >>

No one wants to get stopped by the police. It could lead to a costly ticket, and tickets might mean more than fines. By getting a ticket, you put your insurance rates at risk. You might face higher insurance costs after you commit such an offense. What can you expect if you get a ticket? READ MORE >>

If your state suspends your driver's license, they revoke your right to drive. That means you don't have any permission to get behind the wheel. Still, many people drive without a valid license every day. Basic needs might force them to do so. Yet, the penalties of driving on a suspended license might prove costly. READ MORE >>

Do you live in a walkable city? Or do you rely on public transportation for its convenience? If you do, you might not own your own car. However, that doesn't mean you shouldn't have car insurance. There still might be times when you have to get behind the wheel, after all. READ MORE >>

There's nothing better than riding your motorcycle. The wind in your face and the warmth of the sun make this an excellent summertime activity. However, too much of a good thing can be bad for anyone. Biking involves operating heavy machinery that requires care, skill and alertness. READ MORE >>

If you get behind the wheel after a couple of drinks, you might put yourself and others at risk. Intoxicated drivers might cause accidents, property damage, and even injuries or deaths. The police punish these infractions seriously. Since DWI charges are serious, the ramifications might extend to your car insurance coverage. READ MORE >>

No one wants to have a car wreck. Still, sometimes, accidents happen. When they do, they can be scary, frustrating and inconvenient. Nevertheless, it's important to keep your wits about you. The law and your insurer will often require a reporting process to document the accident. READ MORE >>

When you rent a property, you live in a space that someone else owns. However, you still own many of the possessions in the home. Your clothes, furniture, electronics, appliances and other effects cost a pretty penny. Therefore, you need to make sure you protect your belongings. READ MORE >>

No one wants to get an SR-22 penalty. An SR-22 requirement can make it more difficult to afford auto insurance. Nevertheless, if you get an SR-22, you must carry car insurance. SR-22s are forms that your state might require you to obtain following serious driving violations. READ MORE >>

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