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No one wants to get stopped by the police. It could lead to a costly ticket, and tickets might mean more than fines. By getting a ticket, you put your insurance rates at risk. You might face higher insurance costs after you commit such an offense. What can you expect if you get a ticket? READ MORE >>

If your state suspends your driver's license, they revoke your right to drive. That means you don't have any permission to get behind the wheel. Still, many people drive without a valid license every day. Basic needs might force them to do so. Yet, the penalties of driving on a suspended license might prove costly. READ MORE >>

Do you live in a walkable city? Or do you rely on public transportation for its convenience? If you do, you might not own your own car. However, that doesn't mean you shouldn't have car insurance. There still might be times when you have to get behind the wheel, after all. READ MORE >>

There's nothing better than riding your motorcycle. The wind in your face and the warmth of the sun make this an excellent summertime activity. However, too much of a good thing can be bad for anyone. Biking involves operating heavy machinery that requires care, skill and alertness. READ MORE >>

If you get behind the wheel after a couple of drinks, you might put yourself and others at risk. Intoxicated drivers might cause accidents, property damage, and even injuries or deaths. The police punish these infractions seriously. Since DWI charges are serious, the ramifications might extend to your car insurance coverage. READ MORE >>

No one wants to have a car wreck. Still, sometimes, accidents happen. When they do, they can be scary, frustrating and inconvenient. Nevertheless, it's important to keep your wits about you. The law and your insurer will often require a reporting process to document the accident. READ MORE >>

When you rent a property, you live in a space that someone else owns. However, you still own many of the possessions in the home. Your clothes, furniture, electronics, appliances and other effects cost a pretty penny. Therefore, you need to make sure you protect your belongings. READ MORE >>

No one wants to get an SR-22 penalty. An SR-22 requirement can make it more difficult to afford auto insurance. Nevertheless, if you get an SR-22, you must carry car insurance. SR-22s are forms that your state might require you to obtain following serious driving violations. READ MORE >>

No one wants to receive a speeding ticket. However, many drivers have received one at some point. In the short term, a single ticket might seem like more of an inconvenience than anything else. However, tickets might impact drivers even after they disappear from their driving record. READ MORE >>

Your roof protects your entire home. A small area of damage can cause significant structural damage. Home insurance may help defray some or all of the costs associated with roof damage. However, you must properly maintain your roof for coverage to apply. Try and safely inspect your roof from time to time. READ MORE >>

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