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There's nothing better than riding your motorcycle. The wind in your face and the warmth of the sun make this an excellent summertime activity. However, too much of a good thing can be bad for anyone. Biking involves operating heavy machinery that requires care, skill and alertness. READ MORE >>

If you get behind the wheel after a couple of drinks, you might put yourself and others at risk. Intoxicated drivers might cause accidents, property damage, and even injuries or deaths. The police punish these infractions seriously. Since DWI charges are serious, the ramifications might extend to your car insurance coverage. READ MORE >>

No one wants to have a car wreck. Still, sometimes, accidents happen. When they do, they can be scary, frustrating and inconvenient. Nevertheless, it's important to keep your wits about you. The law and your insurer will often require a reporting process to document the accident. READ MORE >>

When you rent a property, you live in a space that someone else owns. However, you still own many of the possessions in the home. Your clothes, furniture, electronics, appliances and other effects cost a pretty penny. Therefore, you need to make sure you protect your belongings. READ MORE >>

No one wants to get an SR-22 penalty. An SR-22 requirement can make it more difficult to afford auto insurance. Nevertheless, if you get an SR-22, you must carry car insurance. SR-22s are forms that your state might require you to obtain following serious driving violations. READ MORE >>

No one wants to receive a speeding ticket. However, many drivers have received one at some point. In the short term, a single ticket might seem like more of an inconvenience than anything else. However, tickets might impact drivers even after they disappear from their driving record. READ MORE >>

Your roof protects your entire home. A small area of damage can cause significant structural damage. Home insurance may help defray some or all of the costs associated with roof damage. However, you must properly maintain your roof for coverage to apply. Try and safely inspect your roof from time to time. READ MORE >>

As a renter, you face many of the same risks homeowners do. Among these are the risks that someone will break into your home and steal your valuables. This is one of the reasons why it’s important to maintain renters insurance. This coverage helps minimize your financial loss should you suffer this fate. READ MORE >>

Many people become frustrated with car insurance deductibles. Some wonder about the value of having auto insurance if they must pay out of pocket for coverage anyway. The key here is to know that a deductible is one of the factors on your policy that you have full control over. READ MORE >>

It's rare that your auto insurance rates will spike from a single incident. Insurers don't tend to raise rates randomly, and you'll often see your premiums stay steady even after filing a minor claim. However, there are times when insurers can suddenly increase rates due to a significant weather event in your area. READ MORE >>

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