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Cloverleaf Insurance Blog: coverage

View the latest blog posts from Cloverleaf Insurance.

There's nothing better than riding your motorcycle. The wind in your face and the warmth of the sun make this an excellent summertime activity. However, too much of a good thing can be bad for anyone. Biking involves operating heavy machinery that requires care, skill and alertness. READ MORE >>

Special Events Coverage! Call 1-800-530-5822 for a price on your event. Special events can be fun, but you need to be protected in case someone overextends the fun! Founders offers Special Events Coverage broad in terms and affordable in price. We cover events of one to five days, and attendance of up to 5,000 people. READ MORE >>

If you get behind the wheel after a couple of drinks, you might put yourself and others at risk. Intoxicated drivers might cause accidents, property damage, and even injuries or deaths. The police punish these infractions seriously. Since DWI charges are serious, the ramifications might extend to your car insurance coverage. READ MORE >>

No one wants to have a car wreck. Still, sometimes, accidents happen. When they do, they can be scary, frustrating and inconvenient. Nevertheless, it's important to keep your wits about you. The law and your insurer will often require a reporting process to document the accident. READ MORE >>

When you rent a property, you live in a space that someone else owns. However, you still own many of the possessions in the home. Your clothes, furniture, electronics, appliances and other effects cost a pretty penny. Therefore, you need to make sure you protect your belongings. READ MORE >>

No one wants to get an SR-22 penalty. An SR-22 requirement can make it more difficult to afford auto insurance. Nevertheless, if you get an SR-22, you must carry car insurance. SR-22s are forms that your state might require you to obtain following serious driving violations. READ MORE >>

No one wants to receive a speeding ticket. However, many drivers have received one at some point. In the short term, a single ticket might seem like more of an inconvenience than anything else. However, tickets might impact drivers even after they disappear from their driving record. READ MORE >>

From college graduates moving into their first apartments to empty nesters looking to downsize, renting is on the rise in the U.S. In fact, according to Bloomberg.com, more than half of the largest U.S. cities now have more renters than property owners. READ MORE >>

Your roof protects your entire home. A small area of damage can cause significant structural damage. Home insurance may help defray some or all of the costs associated with roof damage. However, you must properly maintain your roof for coverage to apply. Try and safely inspect your roof from time to time. READ MORE >>

As a renter, you face many of the same risks homeowners do. Among these are the risks that someone will break into your home and steal your valuables. This is one of the reasons why it’s important to maintain renters insurance. This coverage helps minimize your financial loss should you suffer this fate. READ MORE >>

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