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Cloverleaf Insurance Blog: protection

View the latest blog posts from Cloverleaf Insurance.

If you get behind the wheel after a couple of drinks, you might put yourself and others at risk. Intoxicated drivers might cause accidents, property damage, and even injuries or deaths. The police punish these infractions seriously. Since DWI charges are serious, the ramifications might extend to your car insurance coverage. READ MORE >>

When you rent a property, you live in a space that someone else owns. However, you still own many of the possessions in the home. Your clothes, furniture, electronics, appliances and other effects cost a pretty penny. Therefore, you need to make sure you protect your belongings. READ MORE >>

RVs are valuable vehicles, and this makes them an attractive target for thieves. But while RV theft is relatively common, RV insurance does provide owners with some financial protection against these incidents. Still, even with theft protection embedded with insurance policies, RV owners are best served by being proactive against potential theft risks. READ MORE >>

This is the time of year when many boat owners are pulling their watercraft out of winter storage, pulling off the protective tarps and getting ready to hit the water! Every boat owner knows the amount of love and labor required to properly maintain the vessel and its equipment. READ MORE >>

People who rent a home or apartment want to live in a safe, well-maintained place. But as with any home, rental properties can have maintenance issues from time to time. This is one reason why renters insurance is so critical; the policy can protect a renter's valuables and liability in case a peril affects the property. READ MORE >>

Many calendars and postcards display a picture of a winter snow-covered roof. But there is a downside to the beautiful snow: Ice Dams. Midwest residents with an abundance of snow may be familiar with the problem. An ice dam typically forms when snow melts on warm spots on your roof, and the water flows down to much colder areas, where it refreezes. READ MORE >>

No one wants to have to carry an SR-22 form. But, if the authorities deem someone to be a high risk driver, they might have to carry an SR-22 certification. A high risk driver might have gotten many tickets, had DUI charges or been in multiple accidents. SR-22 policies are not insurance. READ MORE >>

Whether they are court-ordered or prevention devices you install for yourself, ignition interlocks can be powerful and very effective tools to help stop DUIs from occurring. These devices are no longer than a cell phone. They are wired directly into the ignition system of your vehicle. READ MORE >>

In the state of Illinois, you are required to have auto insurance to operate a vehicle on the road legally. If you fail to carry the required minimums while you are driving, you could get a ticket. After getting numerous tickets for failing to have the required limits for insurance, it's not unus... READ MORE >>

You've taken the time to ensure your recreational vehicle is working at its highest level. You have inspected everything from the water tank to the engine. You are ready to go. Then, a few days into your cross country trip, you realize something is not right. READ MORE >>

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