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Cloverleaf Insurance Blog: sr-22 insurance

View the latest blog posts from Cloverleaf Insurance.

Let's say that you routinely drive without your driver's license. Or, perhaps, you make the decision to drive intoxicated. These are among the most severe driving violations you can commit. If you get caught, you must face the consequences. This might include an SR-22 penalty What's An SR-22? READ MORE >>

If your state suspends your driver's license, they revoke your right to drive. That means you don't have any permission to get behind the wheel. Still, many people drive without a valid license every day. Basic needs might force them to do so. Yet, the penalties of driving on a suspended license might prove costly. READ MORE >>

No one wants to get an SR-22 penalty. An SR-22 requirement can make it more difficult to afford auto insurance. Nevertheless, if you get an SR-22, you must carry car insurance. SR-22s are forms that your state might require you to obtain following serious driving violations. READ MORE >>

Drivers do not want to end up with an SR-22 certificate on their record. These requirements indicate that a state considers a driver to be high-risk. SR-22 certificates verify that a driver active car insurance in place. They usually remain on the driver's record for a couple of years. READ MORE >>

If you're required to get an SR-22 certificate, you shouldn't take the ruling lightly. An SR-22 indicates that you are a high risk driver. You'll have to file these certificates with your state DMV for a specified period of time — generally a few years. READ MORE >>

No one wants to have to carry an SR-22 form. But, if the authorities deem someone to be a high risk driver, they might have to carry an SR-22 certification. A high risk driver might have gotten many tickets, had DUI charges or been in multiple accidents. SR-22 policies are not insurance. READ MORE >>

Whether they are court-ordered or prevention devices you install for yourself, ignition interlocks can be powerful and very effective tools to help stop DUIs from occurring. These devices are no longer than a cell phone. They are wired directly into the ignition system of your vehicle. READ MORE >>

In the state of Illinois, you are required to have auto insurance to operate a vehicle on the road legally. If you fail to carry the required minimums while you are driving, you could get a ticket. After getting numerous tickets for failing to have the required limits for insurance, it's not unus... READ MORE >>

If you've recently gotten a ticket for driving under the influence (DUI) or driving recklessly, then you may be required to have SR-22 coverage. Many states mandate this type of insurance — as a penalty of sorts — for drivers who need a little extra liability for their auto insurance to drive their cars legally. READ MORE >>

So, you went to a party and had a few drinks. You knew you shouldn't drive, but the group hadn't appointed a designated driver. You felt okay and decided to risk driving anyway. What happened? About three blocks from the party, you saw flashing police lights behind you and you were pulled over. READ MORE >>

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