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Cloverleaf Insurance Blog: sr-22

View the latest blog posts from Cloverleaf Insurance.

Traffic violations are never a good thing. They are expensive, negatively impact driving records, and can add to the cost of car and motorcycle insurance.   The demerit point system Most states, but not all of them, operate on a points system regarding the status of a driver’s license. READ MORE >>

One of the most-severe driving infractions that someone can commit is a DUI. DUI stands for Driving Under the Influence, and it is a charge that could arise if you operate a car while intoxicated by alcohol or another illegal substance. READ MORE >>

Drivers who commit serious driving violations in Missouri might have to file for a Missouri SR-22 certificate. This is a form that essentially forces you to carry certain car insurance for an extended period of time. But, if you don't own a car, what is the point of getting this form? Why does it matter? READ MORE >>

Don't drive drunk! Oh, and don't walk drunk, either. There were more than 4,000 pedestrians killed — and 35 percent of them were drunk.  Mothers Against Drunk Driving and many other organizations have done a great job educating the public about the dangers of driving under the influence. READ MORE >>

Let's say that you routinely drive without your driver's license. Or, perhaps, you make the decision to drive intoxicated. These are among the most severe driving violations you can commit. If you get caught, you must face the consequences. This might include an SR-22 penalty What's An SR-22? READ MORE >>

If your state suspends your driver's license, they revoke your right to drive. That means you don't have any permission to get behind the wheel. Still, many people drive without a valid license every day. Basic needs might force them to do so. Yet, the penalties of driving on a suspended license might prove costly. READ MORE >>

No one wants to get an SR-22 penalty. An SR-22 requirement can make it more difficult to afford auto insurance. Nevertheless, if you get an SR-22, you must carry car insurance. SR-22s are forms that your state might require you to obtain following serious driving violations. READ MORE >>

Drivers do not want to end up with an SR-22 certificate on their record. These requirements indicate that a state considers a driver to be high-risk. SR-22 certificates verify that a driver active car insurance in place. They usually remain on the driver's record for a couple of years. READ MORE >>

If you're required to get an SR-22 certificate, you shouldn't take the ruling lightly. An SR-22 indicates that you are a high risk driver. You'll have to file these certificates with your state DMV for a specified period of time — generally a few years. READ MORE >>

No one wants to have to carry an SR-22 form. But, if the authorities deem someone to be a high risk driver, they might have to carry an SR-22 certification. A high risk driver might have gotten many tickets, had DUI charges or been in multiple accidents. SR-22 policies are not insurance. READ MORE >>

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