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With a population of over 77,000, Bloomington is one of the largest communities in Illinois outside of the Chicago area. It is an important crossroads of middle Illinois, alongside such places as Springfield, Peoria and Champaign. Multiple interstate routes, not to mention the historic Route 66, pass through the area.

Whether you plan to drive in town or beyond, you must protect yourself behind the wheel. Car insurance is one of the most reassuring and effective ways to help you do so. Don't wait to get covered.

Bloomington Residents: Choose Cloverleaf Insurance

Car insurance is supposed to fit the driver and their own vehicle. Countless policy options exist on the local marketplace to help you meet those goals. Trying to find the right one might seem confusing, expensive and time-consuming. Come to Cloverleaf Insurance, and we can help you find coverage that is perfect for you and your car.

We have more than 30 years of experience in the car insurance industry, and our team knows how to read between the lines to find you the best policy fit. Our agents will compare policies from multiple top-rated insurers. By doing so, we can make sure your coverage will always remain accurate and affordable.

Illinois' Auto Insurance Requirements

All Illinois drivers must carry liability and uninsured/underinsured auto insurance.

  • Liability Coverage will protect you in the event of accidents for which you are at-fault. It helps you compensate others for their losses, such as injuries or property damage. Your policy will automatically include:
    • $25,000 bodily injury coverage per person, per accident
    • $50,000 bodily injury coverage total per accident
    • $20,000 property damage coverage
  • Uninsured/Underinsured Coverage pays you when another at-fault driver does not have appropriate liability insurance for your own losses. You must carry at least:
    • $25,000 bodily injury coverage per person, per accident
    • $50,000 bodily injury coverage total per accident

Your policy will automatically contain this coverage. However, the state does not limit you to only this protection. Often, it is a good idea to carry higher liability limits. At Cloverleaf Insurance, we can help you adjust these limits. By choosing coverage to your benefit, you'll have more compensation in the event of an accident.

Don't forget, you can get extra protection with such coverage options as collision or comprehensive protection. These policy elements can help you pay for your own vehicle damage. You can even get coverage like medical payments protection to help you cover injury costs resulting from wrecks.

Non-Standard Auto Insurance

High-risk drivers sometimes will not qualify for standard auto insurance rates or even certain policies. Nevertheless, you must carry coverage. Here at Cloverleaf Insurance, we believe you shouldn’t face additional hurdles just to get the right policy.

Cloverleaf Insurance can help:

  • DUI and ticket recipients
  • SR-22 carriers
  • Motorcyclists and RV owners
  • Other non-standard drivers

Don't worry about whether you can obtain car insurance without paying unfair, exorbitant prices. We'll make sure we tailor your coverage as best we can to your personal and budgetary requirements.

Get Started Today

In Cloverleaf Insurance, you'll have a long-term partner in your search for the right car insurance coverage. With a dedication to fast, friendly service, our team will keep your policy needs in mind.

Get in touch with one of our experienced agents today. Bloomington residents can start an online quote for free right now. Or call us at (800) 530-5822 for more information.

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