Cape Girardeau, Missouri Auto, SR-22, Home, Renters & Motorcycle Insurance
As an integral part of southeastern Missouri, Cape Girardeau has a lot to offer. This city of over 38,000 is a growing college town. It is a commercial point on the Mississippi River. It is known for its excellence in preserving historic buildings, and for its famous roses.
There are lots of things to do around The River City. Not only that, it provides easy access to both Memphis and St. Louis. Still, whether you’re heading down the street or crossing state lines, you’ve got to look out for yourself on the road. A proper car insurance policy should be part of your priority list.
Cape Girardeau Residents! Choose Cloverleaf Insurance!
Everyone needs car insurance. It protects you from financial losses in the event of car wrecks or other mishaps. However, everyone needs a unique policy. You live in a unique city. You have a unique vehicle and driving record. Therefore, your policy must specifically address your needs.
If you aren’t an insurance expert — which most people aren’t — you’ll probably wonder how to get the right coverage. The good news is you won’t have to go it alone. When you turn to Cloverleaf Insurance, you’ll work one-on-one with an expert team of industry professionals. We’ll use our decades of experience to help every customer find the policy that is right for them.
Getting the Right Insurance Coverage
When helping you create your policy, your agent will ask you a lot of questions. It will help us determine the best way to formulate your coverage. Here’s how the process works.
We will first make sure you carry the coverage the law requires. Every Missouri driver must have insurance valued at:
- $25,000 personal injury liability per person
- $50,000 personal injury liability per accident
- $10,000 property damage liability coverage
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
Liability protection will help you compensate third parties in the event you are deemed at-fault in accidents that harm those parties or damage their property. Yet, we recommend that most drivers carry more than just the state’s minimum limits. We will help you increase your liability coverage to your satisfaction.
Still, liability coverage is not the only protection you need. You can also get comprehensive or collision insurance to help pay for damages to your own vehicle. Many policies also offer added benefits, such as roadside assistance and rental car reimbursement. The extra protection might come in handy you ever find yourself in a bind.
We Offer Non-Standard Auto Insurance
The requirement for car insurance applies to all drivers, even those with complicated histories. However, drivers with higher risks might notice that it can be hard to find affordable, effective coverage. Do you have DUIs, SR-22 requirements or license suspensions? Maybe you own a specialty vehicle — such as an RV or motorcycle? We can help every driver find the coverage that best works for them.
Get Started Today
We will work diligently on your behalf to ensure you get the perfect insurance coverage. Cloverleaf Insurance’s dedicated agents will deliver fast, dependable service for each and every customer.
So, what are you waiting for? Get in touch with us today. You can start an online quote for free right now. Or call us at (800) 530-5822 for more information.