November 16, 2016
AgencySharing A Renters Insurance Policy Can Go South Quick
If you rent an apartment, getting a roommate is a great way to keep expenses low. You can split the rent, the utilities, and grocery bills, which helps you stash money away for other bills. But while splitting bills are a good idea, it’s not a good idea to split your renters insurance policy. Though […]
November 7, 2017
AgencyWill Renters Insurance Pay For Stolen Electronics?
As a renter, you face many of the same risks homeowners do. Among these are the risks that someone will break into your home and steal your valuables. This is one of the reasons why it’s important to maintain renters insurance. This coverage helps minimize your financial loss should you suffer this fate. What […]
December 13, 2017
AgencyRenting On The Rise
From college graduates moving into their first apartments to empty nesters looking to downsize, renting is on the rise in the U.S. In fact, according to Bloomberg.com, more than half of the largest U.S. cities now have more renters than property owners. In a recent poll by the Insurance Information Institute, only 40 percent of […]
March 12, 2018
AgencyDeclaring The Value Of Your Possessions On Renters Insurance
When you rent a property, you live in a space that someone else owns. However, you still own many of the possessions in the home. Your clothes, furniture, electronics, appliances and other effects cost a pretty penny. Therefore, you need to make sure you protect your belongings. One of the best ways to protect your […]
November 14, 2018
AgencyUnderstanding Your Rental Home’s Property Insurance
You don’t own the rental home you occupy. You only lease it from the property owner. Nevertheless, you do own possessions within the property. Your insurance coverage should thus address the items you possess, while not burdening you with coverage for items that are not yours. That’s what renters insurance strives to do. However, it’s […]
July 15, 2019
AgencyWhen And How Will Renters Possessions Insurance Pay Me?
Your rental home itself belongs to your landlord. However, most of the possessions inside likely belong to you. It is these possessions that you could lose if damaging accidents occur in the home. That’s why you need renters insurance. It usually contains coverage for your personally-owned belongings. How will it pay you? When will it […]
October 3, 2019
AgencyRenters Insurance
Renters’ insurance can be a useful tool for residents to protect themselves and their belongings, but among consumers, there are many misconceptions and are unaware of what this insurance covered. Some renters don’t know that they’d be covered if their dog bites someone, some were unaware that a rug ruined by an overflowing toilet is […]
October 14, 2019
AgencySafety First When Turning Up the Heat
Wood-burning stoves and fireplaces should heat it up, not burn it down. Here are tips for keeping it a warm glow, not a flaming disaster. Get insurance with Cloverleaf Insurance 18005305822 Whether to avoid high utility bills, return to simpler times or for ambiance, a growing number of people are turning to wood-burning stoves and […]
February 21, 2020
AgencyDoes Renters Insurance Cover Pet Damage To An Apartment?
Pets can bring a lot of joy to your life — along with a lot of mess. Puppies especially are known to cause tons of damage while teething. They can also scratch at doors or tear up your socks and shoes. Regardless of whether your pet causes this trouble or not, it’s important to know […]
June 15, 2020
AgencyPreventing Fire Risks In Your Rental Home
A house fire can be scary at minimum. In worst-case scenarios, they can be deadly. That’s why people work hard to keep their household fire risks low. If you live in a rental home, then you still have a duty to protect yourself in these cases. Consider a few of the steps you can take […]