Call Us 800-530-5822 ☰ ˟
Logo
Phone IconCall Us 800-530-5822
  • Main Menu
    • Home Page
    • About Us
    • Carrier Videos
    • Contact Us
    • Make a Payment
    • Testimonials
    • Refer a Friend
    • Join Our Newsletter
    • Newsletters Archive
    • Important Links
    • Insurance Glossary
    • Location
    • Privacy Policy
  • Automobile
    • Auto Insurance Information
    • Instant Auto Insurance Quote
    • AssuranceAmerica Quote
    • Request ID Card for Auto Policy
    • Send Declaration and Coverages Information to Lien Holder
    • Add Vehicle to Existing Auto Policy
    • Remove Vehicle from Existing Auto Policy
    • Add Driver to Existing Auto Policy
    • Remove Driver from Existing Auto Policy
  • SR-22
    • SR-22 Insurance Information
    • SR-22 Insurance Quote
  • Homeowners & Renters
    • Homeowners & Renters Insurance Information
    • Manufactured Home Insurance
    • Homeowners Insurance Quote
    • Manufactured Home Quote
    • Renters Insurance Quote
  • Life
    • Life Insurance Information
    • Life Insurance Quote
  • Motorcycle
    • Motorcycle Insurance Information
    • Motorcycle Insurance Quote
    • Request ID Card for Motorcycle Policy
    • Add Motorcycle to Existing Policy
    • Remove Motorcycle from Existing Policy
    • Add Driver to Existing Motorcycle Policy
    • Remove Driver from Existing Motorcycle Policy
  • Recreational Vehicle
    • Recreational Vehicle Insurance Information
    • Recreational Vehicle Insurance Quote
  • Boat
    • Boat Insurance Information
    • Boat Insurance Quote
  • Blog
  • Areas We Serve
    • Illinois
    • Indiana
    • Missouri
    • Ohio
    • Wisconsin
Auto Insurance quotes from multiple carriers. Get Quotes
Home insurance that fits every size home and every home value. Get Quotes
Take care of the ones you love by getting Life Insurance. Get Quotes
SR-22 Insurance Get Quotes
Home/Renters Insurance Get Quotes
Renters Insurance Get Quotes
Low price. High value. Great service. Get Quotes
Home > Indiana-Insurance > Muncie, IN Auto Insurance

Muncie, IN Auto Insurance 

 
Muncie, Indiana has the distinction of being one of the most studied small towns in America, and to this day it remains a standard bearer for middle America. It’s a place where countless people work hard to build a life, and once you have established yourself in the area, it’s a place that you will want to stay. 

Any responsible driver in the Muncie area needs to do all they can to keep themselves safe behind the wheel. One of the most assured ways to do so is to get quality auto insurance. It can be there to help you cover the costs related to countless vehicle hazards. With the help of the dedicated agency team at Cloverleaf Insurance, you’ll get the coverage solutions you deserve. 


Muncie Residents! Choose Cloverleaf Insurance 

Delaware County registered more than 4,000 vehicle crashes in 2019, with more than 2,600 of those occurring within the city limits of Muncie itself. Driving in this area can clearly be very dangerous if you aren’t careful.  

However, auto insurance can help you afford the recovery costs associated with these accidents so that you don’t have to bear the financial burden alone. It’s still up to you, however, to choose the policy that is most tailored to your needs. After all, the better your plan fits your needs, the more you will be able to avoid significant accident losses. 

With a team of committed agents and a partner network of top-rated insurance providers, Cloverleaf Insurance is the place to come to get auto insurance that will always be affordable when minimizing cost risks in the face of all the different driving risks and liabilities you might face. 

Common Car Insurance Questions 

Is Car Insurance Required in Muncie? 


You might not know off the top of your head what auto insurance you need. Still, with the help of your Cloverleaf Insurance agent, you’ll get truly optimized benefits. 

To start, Indiana drivers must carry minimum liability insurance valued at: 

  • $25,000 bodily injury liability coverage per person. 

  • $50,000 bodily injury liability coverage per accident. 

  • $25,000 property damage liability coverage per accident. 


Additionally, your policy will automatically include: 

  • $25,000 uninsured motorist bodily injury coverage per person 

  • $50,000 uninsured motorist bodily injury coverage per accident 

  • $25,000 uninsured motorist property damage coverage 

  • $50,000 underinsured motorist bodily injury coverage


Under Indiana’s at-fault auto insurance laws, drivers who cause accidents are required to pay for the damage they do to other involved parties (other drivers, pedestrians, etc.). The mandatory liability benefits will help cover these third-party costs that are the responsibility of the at-fault driver. 

You can choose to decline the uninsured/underinsured motorist coverage by letting your agent know. You also have the choice to increase your basic liability limits to offer you more protection.  

What Car Insurance Options are Best in Muncie?

Car wrecks and various other hazards might damage the involved vehicles. They might harm drivers, passengers and pedestrians and cause everyone to face high recovery bills. Car insurance will help you pay for many of your recovery costs and reduce your personal cost burden. There are many perks that a single policy might provide: 

  • Comprehensive Coverage: If fire, wind, hail, theft, vandalism or similar incidents damage your car, then this coverage will compensate you for the damage. 

  • Collision Coverage: When you have a car wreck, this coverage pays for the cost of repairing your car. It can also help you buy a new car if you total the old one.

  • Uninsured/Underinsured Motorist Coverage: If you have a wreck and the other driver is at-fault, but they lack insurance to cover your losses, then this coverage can pay for your damage. 

  • Personal Injury Protection: If you get hurt in a wreck, this coverage can pay for losses like your medical bills, lost income and rehab costs for both you and your passengers.


Cloverleaf Insurance also offers RV and motorcycle insurance benefits from numerous carriers, and no matter what vehicle you own, we will be able to cover it. We also offer non-standard benefits that can help high-risk drivers get the coverage that they need. 

How Much Does Indiana Auto Insurance Cost? 

We know that cost will always be a factor when you are looking for the best auto insurance for you. We’ll work with you to develop a policy that provides adequate coverage without causing you a substantial cost burden. Our carrier partners offer quality benefits, all of which offer competitive pricing. We’ll ensure you get the one that is best for your wallet. 

Get Started Today 

Muncie drivers won’t come away disappointed when they choose us to be their insurance provider. So, what are you waiting for? Get in touch with one of Cloverleaf Insurance’s agents today. You can start an online quote for free right now. Or call us at (800) 530-5822 for more information. 
American Modern
Foremost
Hagerty
Kemper
The General
Home| Get A Quote| Customer Service| Blog| About Us| Contact
Physical Address: 301 Jungermann Road | St. Peters, MO 63376
P: 800-530-5822
Social Social Social Social
Logo

Powered by Insurance Website Builder