Joliet, Illinois Auto, SR-22, Home, Renters & Motorcycle Insurance

A major part of the southwest Chicago metro region, Joliet is Illinois’ fourth-largest city. It’s also home to major interstate highway routes, including Interstate 55, Interstate 80 and historic Route 66. Given both the high population and significant infrastructure of this area, considerable driving risks might threaten locals.

To better protect yourself on the road around Joliet, you must have car insurance. Coverage is critical to safety, and Cloverleaf Insurance is here to help you get it.

Joliet Residents: Choose Cloverleaf Insurance

Your car insurance must fit you individually. You are a unique driver with a unique vehicle and driving risks, after all. However, finding policy might prove challenging if you don’t know what to look for.

Never fear! Cloverleaf Insurance guarantees any Joliet resident effective, affordable coverage without hassles. We can compare multiple policy options from top-rated insurers. Our 30+ years in the business allows us to zero-in on a policy that can offer you the most holistic protection.

Illinois’s Auto Insurance Requirements

To establish coverage, you’ll have to combine personal preferences with legal requirements.

All Illinois drivers must carry, at minimum, liability insurance and uninsured/underinsured coverage.

• Liability Insurance will protect you in the event of accidents for which you are at-fault. It helps you compensate others for their losses, such as injuries or property damage. Your policy will automatically include:
  
  • $25,000 bodily injury coverage per person, per accident
  • $50,000 bodily injury coverage total per accident
  • $20,000 property damage coverage
• Uninsured/Underinsured Coverage pays you when another at-fault driver does not have appropriate liability insurance for your own losses. You must carry at least:
  
  • $25,000 bodily injury coverage per person, per accident
  • $50,000 bodily injury coverage total per accident

Keep in mind, though the state requires you to carry at least this coverage, it does not limit you to these minimums. Often, it is a better idea to carry higher liability limits. That will equal more security.

Not only that, you can also get protection with such coverage as collision or comprehensive protection. These can help you pay for your own vehicle damage. You can even get coverage like medical payments protection if you have medical bills. Let us add these elements of protection to your policy.

Non-Standard Auto Insurance

Cloverleaf Insurance believes every driver deserves the best prices on targeted coverage. Yet, if you have a bad driving record, DUI charges, SR-22 requirements or other penalties, you might face challenges finding coverage.

Regardless, we can still get you the best available policy. We’ll ensure you won’t have to sacrifice valuable coverage just because of the costs of existing penalties.

Get Started Today

In Cloverleaf Insurance, you’ll have a long-term partner in your search for the right coverage. With a dedication to fast, friendly service, our team will keep your insurance needs in mind. Joliet residents can start an online quote for free right now. Or call us at (800) 530-5822 for more information.