Joplin, Missouri Auto, SR-22, Home, Renters & Motorcycle Insurance
Joplin is home to 50,000 people, and sits in Missouri’s southwestern corner. It is close to both Arkansas and Oklahoma. Not only that, Interstates 44 and 49 provide easy access to Kansas City, St. Louis and beyond. Locals only need their cars to get where they want to go.
Still, when driving, you could encounter accidents and other vehicle mishaps. That means you must carry car insurance to combat these problems.
Joplin Residents! Choose Cloverleaf Insurance
Driving in Joplin isn’t without its safety risks. There were 14 fatalities and 89 serious injuries within the city from 2014-2016, and 46 fatalities within Jasper County during the same period.
If you have any type of vehicle incident, from a wreck to car theft, it can be costly. Damage costs money to repair. And harm to others could lead to lawsuits. With auto insurance, you can get financial assistance to recover from these mishaps. Come to Cloverleaf Insurance if you want effective coverage at affordable prices. We can ensure you receive protection that targets your unique needs.
Missouri’s Auto Insurance Requirements
All our policies will contain Missouri’s minimum insurance requirements. These include:
Liability Coverage: You can use this protection to pay for injuries or property damage that you cause others in an accident. You must carry, at least:
Uninsured/Underinsured Coverage: If you ever collide with another driver who commits hit-and-run or doesn’t have appropriate liability insurance, this coverage can help you. The law requires:
- $25,000 personal injury liability per person
- $50,000 personal injury liability per accident
- $10,000 property damage liability coverage
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
The state’s minimum coverage requirements, though critical, are not all the coverage most drivers need. We recommend you carry customized protection, such as:
- Higher Liability Limits.
- Collision Coverage to pay for damage to your car following a wreck.
- Comprehensive Coverage to pay for car damage from such mishaps as fire, theft or weather.
- Other protection like Roadside Assistance, Rental Car Reimbursement or Towing Coverage.
Getting additional protection almost always proves to your benefit. The closer coverage reflects the value of your vehicle and liability risks, the better it can assistance you. We’ll help you get funding to weather unfortunate accidents with a lot less hassle.
Non-Standard Auto Insurance
Not every driver can qualify for standard car insurance. That’s because their driving risks don’t match the coverage options offered by a standardized policy.
If you own specialty vehicles, have a bad driving record or an SR-22 requirement, your coverage will need to reflect these factors. We’ll help you find a policy for your driving characteristics, and make sure you always pay a fair rate for your coverage.
Get Started Today
At Cloverleaf Insurance, we offer the patience, guidance and expertise to help you find targeted coverage that comes at the most affordable rates. We know you have expectations and a budget. We’ll help you meet your insurance goals. That way, you’ll never have to worry about your own security.
Don’t get behind the wheel in Joplin without car insurance. Get in touch with one of our agents today. You can start an online quote for free right now. Or call us at (800) 530-5822 for more information.