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Kirksville, Missouri Auto, SR-22, Home, Renters & Motorcycle Insurance

Kirksville is very close to both Iowa and Illinois. Coupled with the presence of two universities and close ties to the railroad, this small city remains an important commercial base for northeastern Missouri.

Wherever you want to go in Missouri and beyond, the highway system around Kirksville can take you there. However, you’re going to want to protect yourself on the road, even if you’re just going to the end of your street. With car insurance, you can assure yourself of that protection.

Kirksville Residents! Choose Cloverleaf Insurance

Though a smaller community, Kirksville isn’t without driving risks. The city saw four fatalities and 39 serious injuries from vehicle accidents between 2013 and 2015. Don’t let these numbers fool you into thinking it is safe to drive erratically. You don’t want to become another statistic.

Getting car insurance should be one of your priorities. This coverage can help you pay for car damage and injuries, and compensate others following accidents. You need a carefully-tailored policy, and you need to work with an insurance agency that will put customer security first. With decades of experience in the industry, the team at Cloverleaf Insurance can help you get that protection.

Getting the Right Insurance Coverage

It might not be obvious determining what car insurance to buy. But with a careful approach, you can settle on the right policy.

To start, Missouri drivers must carry minimum insurance valued at:

Liability Coverage

  • $25,000 personal injury liability per person
  • $50,000 personal injury liability per accident
  • $10,000 property damage liability coverage

Uninsured/Underinsured Coverage

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury per accident

It’s imperative that drivers get this coverage because it can assist them if they are the at-fault party in an accident. The at-fault party’s liability insurance policy can cover the innocent party’s vehicle damage, injury bills and more.

Most drivers need more than the minimum coverage. That’s why Cloverleaf Insurance will help you take your protection a step further. We can expand your liability coverage search to include individualized limits. We also can enroll you in extra insurance, such as comprehensive, collision and roadside assistance protection. This coverage can help you cover your own bills following accidents.

We Offer Non-Standard Auto Insurance

Every driver must have unique insurance. However, some might have a harder time getting appropriate coverage. For example, those with DUI charges, license suspensions, SR-22 requirements or tarnished driving records might not be able to get standard car insurance.

Whether you need non-standard coverage, or specialty vehicle protection – such as RV or motorcycle insurance - Cloverleaf Insurance can help you get a satisfactory policy. With our ability to compare and research the policy options of multiple insurers, we can expertly guide clients in selecting the most appropriate protection at the lowest prices.

Get Started Today

You won’t come away disappointed when you choose us to be your insurance provider. So, what are you waiting for? Get in touch with one of Cloverleaf Insurance’s agents today. You can start an online quote for free right now. Or call us at (800) 530-5822 for more information.

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