Moline, Illinois Auto, SR-22, Home, Renters & Motorcycle Insurance
Located on the banks of the Mississippi and Rock Rivers, Moline makes up one-fourth of a metropolitan region known as the Quad Cities. This urbanized center spans both Illinois and Iowa; it is home to over 300,000 people. It has long been a strategic cog in America's interstate economy.
The area's thoroughfares can get busy. Moline drivers will face risks wherever they go, so they need car insurance in order to protect themselves. If you are looking for a policy, come to Cloverleaf Insurance. You can start an online quote or call us at (800) 530-5822. It's fast, free and easy for all customers.
Moline Residents: Choose Cloverleaf Insurance
Car insurance helps policyholders pay for damage costs arising from many kinds of vehicle accidents. Coverage can ensure drivers won't suffer large financial setbacks when unexpected accidents happen.
Every Moline driver needs car insurance, and Cloverleaf Insurance's dedicated agents will ensure you get the right policy. We know just how much the perfect coverage can help you if you encounter hazardous situations behind the wheel.
Illinois' Auto Insurance Requirements
The State of Illinois requires all drivers to carry liability and uninsured/underinsured auto insurance.
Liability Coverage will pay third parties for the losses you cause third parties, such as other drivers or pedestrians. Illinois often places this obligation on at-fault drivers. Your policy must include at least:
- $25,000 bodily injury coverage per person, per accident
- $50,000 bodily injury coverage total per accident
- $20,000 property damage coverage
Uninsured/Underinsured Coverage pays you when another driver is deemed at-fault for your losses, but does not have the right liability insurance to repay you. You must carry at least:
- $25,000 bodily injury coverage per person, per accident
- $50,000 bodily injury coverage total per accident
Other Coverage Choices
Besides the required liability protection, most car insurance can include other coverage. These options will offer more protection for the policyholder and insured vehicle.
- Higher liability and un/underinsured limits can pay more in case of expensive liability losses.
- Collision Insurance covers your car's damage if you have a wreck.
- Comprehensive Coverage pays for your car's repairs if incidents not related to wrecks—theft, falling objects, vandalism, severe weather—damage it.
- Medical Payments Protection helps you cover your own injury costs resulting from wrecks.
Non-Standard Auto Insurance
If you have a non-standard vehicle or a few black marks on your driving record, you might worry that you won't be able to get car insurance, or that you'll pay high prices for your policy.
Cloverleaf Insurance can insure a huge diversity of drivers, and we'll do it affordably. We can assist:
- DUI and ticket recipients
- SR-22 carriers
- Motorcyclists and RV owners
Moline, IL Car Insurance Frequently Asked Questions
Every Moline driver and vehicle are unique. Therefore, the policy you need is the one that is best for you. You can't assume that one insurer is better than another. Our team can compare numerous policies and tailor your coverage to ensure it comprehensively protects your solvency and your vehicle.
Factors like your driving record, age, location and other demographic information will influence your premium. When comparing your policy choices, Cloverleaf Insurance's agents will review the prices of each policy. You'll never pay too much, nor will you waste money on coverage that isn't your best fit.
The basic Illinois insurance is often cheapest. Still, we encourage you to carry more than the minimum because doing so will get you more protection. We can help you manage price increases (and qualify for discounts) to keep your policy affordable.
It's simple: Come to Cloverleaf Insurance. We can offer you a quote on coverage within minutes, and you can get on your way knowing you have appropriate coverage in place.
Call us at (800) 530-5822 or request your free quote estimate now!
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