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Springfield, Illinois Auto, SR-22, Home, Renters & Motorcycle Insurance

Springfield is the largest city in middle Illinois. It’s also the state capital and was the home of one of America’s best-loved Presidents, Abraham Lincoln. It has become a hub of government, historic preservation and artistic tradition. The city attracts its fair share of visitors.

As a crossroads in the Prairie State, Springfield is home to several major interstate routes, including Interstate 55, Interstate 72 and historic Route 66. All these routes aid traffic flow, but they also create certain driving risks. Locals, therefore, must carry auto insurance to protect themselves.

Springfield Residents: Choose Cloverleaf Insurance

To any driver, buying car insurance may seem confusing. How do you know you will get the right policy? With the help of Cloverleaf Insurance, you can put your concerns to rest.

We have more than 30 years of experience in the auto insurance industry, and we’ll make sure your policy addresses your needs. Our agents will compare coverage from top-rated insurers to pinpoint the right policy. By doing so, we can make sure your coverage will always remain secure, yet affordable.

Illinois’s Auto Insurance Requirements

All Illinois drivers must carry liability and uninsured/underinsured auto insurance.

  • Liability Coverage will protect you in the event of accidents for which you are at-fault. It helps you compensate others for their losses, such as injuries or property damage. Your policy will automatically include:
    • $25,000 bodily injury coverage per person, per accident
    • $50,000 bodily injury coverage total per accident
    • $20,000 property damage coverage
  • Uninsured/Underinsured Coverage pays you when another at-fault driver does not have appropriate liability insurance for your own losses. You must carry at least:
    • $25,000 bodily injury coverage per person, per accident
    • $50,000 bodily injury coverage total per accident

Though the state requires you to carry at least this much coverage, it does not limit you to these levels. Often, it is a better idea to carry higher liability limits. We’ll help you adjust them to your satisfaction.

Don't forget, you can get extra protection with such coverage as collision or comprehensive protection. These limits can help you pay for your own vehicle damage. You can even get coverage like medical payments protection if you have medical bills. By choosing coverage to your benefit, you’ll have more compensation in case of accidents.

Non-Standard Auto Insurance

Everyone needs and deserves affordable car insurance. However, some people have a hard time qualifying for standard coverage.

Drivers with DUIs, SR-22s or suspensions often need non-standard protection. Those with such specialty vehicles as motorcycles and RVs need specific policies. If you don’t take the right approach in your search, the results might prove inadequate and too costly. We’re here to help you get adequate coverage at the most affordable prices.

Get Started Today

In Cloverleaf Insurance, you’ll have a long-term partner in your search for the right coverage. With a dedication to fast, friendly service, our team will keep your insurance needs in mind at all times.

Get in touch with one of our experienced agents today. Springfield residents can start an online quote for free right now. Or call us at (800) 530-5822 for more information.

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