Madison, WI Auto Insurance
As both the second largest and fastest-growing city in Wisconsin, Madison has seen a significant increase in infrastructure and traffic volume in recent years. As a result, the city sees a higher prevalence of driving risks than more rural or less-populated areas. Local drivers who want to keep themselves safe behind the wheel therefore need quality auto insurance benefits.
Auto insurance might seem confusing, and you might not know where to start getting the right benefits. However, with the help of the dedicated Cloverleaf Insurance team, you’ll get the protection that is going to provide you with perfected benefits whenever you need to use them.
Madison Residents! Choose Cloverleaf Insurance
As a growing metropolitan area, Madison sees a significant number of car accidents. From 2014 – 2018, Dane County recorded an average of 11,613 wrecks per year, and from 2016 – 2020, there were an average of 34 people killed in accidents each year.
If you are a driver in this area, you naturally want to avoid becoming a statistic as best you can. Still, you need to be prepared just in case. Auto insurance will be there to help you as you work through the recovery process.
With the help of your Cloverleaf Insurance agent, you will be able to compare, contrast and analyze numerous policy options offered by top-rated insurers, and choose the one that offers you the most expansive coverage at the lowest possible cost burden. Our job is to make auto insurance a holistic, effective benefit when you need it.
Common Auto Insurance Questions
With the help of your Cloverleaf Insurance agent, you will be able to get the combination of auto insurance that allows you to legally drive, but also that tailors benefits to your specific advantage.
In Wisconsin, auto insurance is mandatory, and all drivers must carry at least the following coverage:
· $25,000 bodily injury liability coverage per person
· $50,000 bodily injury liability coverage per accident
· $10,000 property damage liability coverage
Under Wisconsin’s at-fault auto insurance laws, drivers who cause accidents are required to pay for the damage they do to other involved parties (other drivers, pedestrians, etc.). Liability insurance will help cover these third-party costs that are the responsibility of the at-fault driver.
Besides your mandatory liability insurance, your Wisconsin auto insurance policy can offer benefits like:
· Comprehensive Coverage: If a fire, wind, hail, theft, vandalism or similar incident damages your car, then this coverage will compensate you for the damage.
· Collision Coverage: When you have a car wreck, this coverage pays for the cost of repairing your car or can provide funding to help you buy a new car if you total the old one.
· Uninsured/Underinsured Motorist Coverage: If you have a wreck and the other driver is at-fault, but they lack insurance to cover your losses, then this coverage can pay for your damage.
· Personal Injury Protection/Medical Payments Coverage: If you get hurt in a wreck, this coverage can pay for such losses as medical bills, lost income and rehab costs for both you and your passengers.
Most drivers need much more coverage than just the mandatory coverage required by law. That’s why Cloverleaf Insurance will help you take your protection a step further.
We can expand your liability coverage to include individualized limits. We also can enroll you in extra coverage - such as comprehensive, collision and roadside assistance protection - to provide you with more benefits, at affordable costs, whenever you need them.
Along with standard auto insurance, we also offer non-standard benefits that can help high-risk drivers and others get the benefits that they need. Cloverleaf Insurance also offers RV and motorcycle insurance benefits from numerous carriers, and no matter what vehicle you own, we will be able to cover it.
Get Started Today
We know that cost will always be a factor when you are looking for the best auto insurance for you. We’ll work with you to ensure that you get a policy that provides an adequate level of benefits without causing you to face a substantial cost burden from the policy itself. Our carrier partners offer competitive pricing, and we’ll make sure you get the one that is best for your wallet.
You won’t come away disappointed when you choose us to be your insurance provider. So, what are you waiting for? Get in touch with one of Cloverleaf Insurance’s agents today. You can start an online quote for free right now. Or call us at (800) 530-5822 for more information.