Racine, WI Auto Insurance
Racine has become known as a welcoming, comfortable bedroom community of the Greater Milwaukee metropolitan area. It is not only known for its numerous economic opportunities, but also for its very affordable cost of living, which makes it attractive for both families and commuters who want to reside near the Milwaukee-Chicago corridor.
Because of its strategic location between two major metropolitan areas, Racine is also home to a significant infrastructure system. Drivers in the area must take care when operating a vehicle both locally and anywhere else they might travel. The best way to protect yourself is to get auto insurance.
Getting car insurance coverage can feel complicated, but it’s quite simple with the help of a dedicated agent at Cloverleaf Insurance. With our help, you’ll get the protection you need to keep you secure following any number of challenges behind the wheel.
Racine Residents! Choose Cloverleaf Insurance
In 2019, Racine saw more than 5,100 vehicle crashes, with an average of 4,537 accidents per year between 2014 – 2018.
Big or small, auto accidents can be expensive and physically harmful, but with auto insurance you can be prepared to face these challenges without significant financial losses. A carefully tailored policy will help you minimize challenges from these accidents as you work through your recovery process.
With a team of committed agents and a partner network of top-rated insurance providers, Cloverleaf Insurance is the place to come to get auto insurance that will always be affordable and beneficial when minimizing all the different driving risks and liabilities.
Common Auto Insurance Questions
You might not know off the top of your head what auto insurance you need. Still, with the help of your Cloverleaf Insurance agent, you’ll get truly optimized benefits.
To start, Wisconsin drivers must carry minimum liability insurance valued at:
$25,000 bodily injury liability coverage per person
$50,000 bodily injury liability coverage per accident
$10,000 property damage liability coverage
Under Wisconsin’s at-fault auto insurance laws, drivers who cause accidents are required to pay for the damage they do to other involved parties (other drivers, pedestrians, etc.). The mandatory liability benefits will help cover these third-party costs that are the responsibility of the at-fault driver.
It’s imperative that you recognize that Wisconsin’s mandatory insurance laws are just minimal levels of coverage. As a result, drivers need much higher, customized levels of coverage, and it is Cloverleaf Insurance that will help you take your protection a step further.
We can expand your liability coverage search to include individualized limits. We also can enroll you in extra insurance—comprehensive, collision and roadside assistance protection—to provide you with more benefits, at affordable costs, whenever you need them.
Besides your mandatory liability insurance, your Wisconsin auto insurance policy can offer benefits like:
Comprehensive Coverage:If a fire, wind, hail, theft, vandalism or similar incident damages your car, then this coverage will compensate you for the damage.
Collision Coverage: When you have a car wreck, this coverage pays for the cost of repairing your car or can provide funding to help you buy a new car if you total the old one.
Uninsured/Underinsured Motorist Coverage: If you have a wreck and the other driver is at-fault, but they lack insurance to cover your losses, then this coverage can pay for your damage.
Personal Injury Protection/Medical Payments Coverage: If you get hurt in a wreck, this coverage can pay for such losses as medical bills, lost income and rehab costs for both you and your passengers.
Cloverleaf Insurance also offers RV and motorcycle insurance benefits from numerous carriers, and no matter what vehicle you own, we will be able to cover it. We also offer non-standard benefits that can help high-risk drivers get the benefits that they need.
We know that cost will always be a factor when you are looking for the best auto insurance for you. We’ll work with you to develop a policy that provides adequate coverage without causing you a substantial cost burden. Our carrier partners offer quality benefits, all of which offer competitive pricing. We’ll ensure you get the one that is best for your wallet.
Get Started Today
Racine drivers won’t come away disappointed when they choose us to be their insurance provider. So, what are you waiting for? Get in touch with one of Cloverleaf Insurance’s agents today. You can start an online quote
for free right now. Or call us at (800) 530-5822 for more information.