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Cloverleaf Insurance Blog

View the latest blog posts from Cloverleaf Insurance.

Home insurance can help protect the lender’s investment into your home. They have put a significant amount of money towards the purchase of your home. You are paying that back over years. During that time, you must maintain insurance to protect your home from most types of risks that could cause damage to it. READ MORE >>

Got plans to put on a great party? Got big plans for a party? Don’t forget to clean your walkway and steps of debris before the guests arrive. Slips, trips and falls may be the stuff of slapstick comedy, but in real life, such accidents can cause serious injuries. READ MORE >>

Every parent worries about his or her child hitting the road. There’s good reason to do so. Distracted driving is something more teens than ever have to manage. Though there’s always been the risk of someone not paying attention, accidents happen more frequently now than before. READ MORE >>

Companies need a wide range of business insurance products. Luckily, there are plenty of products on the market that can provide you with all of the protection you need. As a business owner, you probably spend a lot of time building up your company. It may be dependent on you. Or, you may have important employees. READ MORE >>

Someone comes to your home to enjoy a meal and some good friendship. You share a few drinks. That person leaves gets behind the wheel of the car and causes damage to another person’s property as a result of the alcohol. Intoxication like this can be deadly. READ MORE >>

A shed is a secondary storage facility on your property. It may be something you use quite a bit or just a few times a year. However, if this is a structure on your property with valuables within, consider insuring it. Your home insurance policy can cover it. READ MORE >>

Perhaps you backed into another car. You may have had a tree branch fall on the vehicle. Or, a large accident happened, and you are waiting for help from the police. In any of these situations, you need to do your best to document what is happening and why. It can play a big role in determining what happens to your claim and coverage. READ MORE >>

Some industries are laden with workplace safety hazards: construction sites, factories, machine shops, even retail stores. Most people don't think of the hazards that are in an office. But there are plenty of hazards that pop up in the office as well. Here are five areas to check over to ensure your employees' safety at work. READ MORE >>

If you get a speeding ticket, or any other citation, you might have to let your Cloverleaf Insurance agent know about the infraction. In other cases, the authorities will automatically send the citation to the insurer. One thing is certain, however. When you get a ticket, your insurer will likely find out. READ MORE >>

How much liability insurance do you need? The amount depends on many factors. One of those factors may involve the size of your car or vehicle. When you talk to your auto insurance provider, ask questions about accidents. Find out what recommendations they make for vehicles of your size. READ MORE >>

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