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Most homeowners insurance policies provide financial protection from big, common risks. Fires, theft and vandalism are a few of those. Liability lawsuits filed against a homeowner may get support, as well. Yet, most policies also have exclusions. These are specific types of events the policy does not provide any coverage for in most cases. READ MORE >>

Product Highlights Target Risks GENERAL LIABILITY COVERAGE Pesticide and Herbicide Limited Pollution coverage READ MORE >>

Thinking about car insurance isn't high on most people's list of fun things to do. But what if you save more money by spending an hour or two learning some trade secrets? You won't get that from another two hours of reality television. Here are some insider tips that may help drop your car insurance premiums: READ MORE >>

No one wants to get an SR-22 penalty. An SR-22 requirement can make it more difficult to afford auto insurance. Nevertheless, if you get an SR-22, you must carry car insurance. SR-22s are forms that your state might require you to obtain following serious driving violations. READ MORE >>

Over the last 12 months, the United States has had numerous outbreaks of fires. These fires happen in any type of dry climate. Many of them create significant damage. They destroy entire communities. Many homeowners do not realize there are steps they can take to minimize these risks. READ MORE >>

As we get older, our instincts don’t respond like they used to. Sometimes that means it is harder to react quickly while driving. What’s more, changes in your vision and hearing can impact your ability to drive. Some seniors get a bit nervous knowing this. You should not be afraid to drive. READ MORE >>

Why is it that some businesses fail quickly, while others turn into multi-million dollar companies? As the owner, you have more power than you might think. One way to make sure that you have a successful business is to follow best practices from others. Here are six habits you can put in place today: READ MORE >>

Now is an important time to focus on your insurance protection. Do not overlook auto insurance. Many people purchase a policy and forget to go back and check it down the road. However, your needs can change. Many times, vehicle owners need to adjust their policy to meet current changes. READ MORE >>

You have home insurance for a reason. You know that it is there to help you if you need to file a claim. But, will filing that claim cause your insurance rates to rise? This is a common concern. In some cases, the answer is yes. In others, there is no need to worry. In short, if an event happens that requires filing a claim, do so. READ MORE >>

Investing in a new car is a big step. Many times, individuals go to the dealership as a first step. That can be a costly mistake. Before you buy a new car, especially a convertible, sports car, or another high-end luxury vehicle, there are several steps take right from home. READ MORE >>

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