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Cloverleaf Insurance Blog

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Your rental home itself belongs to your landlord. However, most of the possessions inside likely belong to you. It is these possessions that you could lose if damaging accidents occur in the home. That's why you need renters insurance. It usually contains coverage for your personally-owned belongings. READ MORE >>

Buying auto insurance seems easy enough. The television commercials you see make you think it is a simple process. It can be. However, there’s more to making a decision like this than just looking for the lowest price. You need a company you can rely on in your worst moments. READ MORE >>

Speed limits exist for a reason. At high speeds, auto accidents can be very dangerous. Just going 10 to 15 miles over the limit may cause significant damage. However, when you are going faster than this, a rollover can happen. This can cause life-threatening injuries and total your car. READ MORE >>

We would like to focus our attention this month on summer activities and the additional risks, exposures, and opportunities they present. The summer months are known for increased activity, heightened travel, and as being a prime time for yard and home makeovers. READ MORE >>

The investment in business insurance can be a difficult one for some people. This type of insurance is invaluable, however. You need it to help defray the costs of many risks associated with managing your business. Yet, having a policy that fits your goals may seem expensive. How much will it cost you? READ MORE >>

The decision to file a claim for your auto insurance is a big one. Yet, when you have significant damage to your car, it is worth doing so. As a driver, one of the biggest and sometimes unavoidable obstacles you face is the pothole. They spring up quickly in the spring and leave you overwhelmed with dodging them. READ MORE >>

Drivers who commit serious driving violations in Missouri might have to file for a Missouri SR-22 certificate. This is a form that essentially forces you to carry certain car insurance for an extended period of time. But, if you don't own a car, what is the point of getting this form? Why does it matter? READ MORE >>

Home insurance can help protect the lender’s investment into your home. They have put a significant amount of money towards the purchase of your home. You are paying that back over years. During that time, you must maintain insurance to protect your home from most types of risks that could cause damage to it. READ MORE >>

Got plans to put on a great party? Got big plans for a party? Don’t forget to clean your walkway and steps of debris before the guests arrive. Slips, trips and falls may be the stuff of slapstick comedy, but in real life, such accidents can cause serious injuries. READ MORE >>

Every parent worries about his or her child hitting the road. There’s good reason to do so. Distracted driving is something more teens than ever have to manage. Though there’s always been the risk of someone not paying attention, accidents happen more frequently now than before. READ MORE >>

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