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If SR-22 is a requirement you’re facing or you want to understand more about it, we can provide insights and assist with your insurance needs. Contact Cloverleaf Insurance in Peters, Missouri, today to learn more about SR-22 requirements and compare SR-22-compliant insurance quotes. 

When Is SR-22 Insurance Required? 

SR-22 is a certificate of financial responsibility the state requires to verify that an individual has the necessary auto insurance coverage. This requirement is typically triggered by specific driving infractions or circumstances, which may include the following: 

  • Driving under the influence (DUI) 
  • Serious moving violations, like reckless driving 
  • At-fault accidents while driving without insurance 
  • Repeat traffic offenses or an excessive number of tickets in a short period 

What Does SR-22 Insurance Cover? 

SR-22 is not an insurance type. It’s a form your insurer completes and files on your behalf to prove that you carry at least the minimum required insurance coverage. 

The underlying insurance may help cover third-party property damage and bodily injury expenses if you’re involved in an at-fault accident up to the policy’s limits. 

While an SR-22 requirement means you must buy Missouri’s minimum required amount of auto liability insurance, you may need higher limits or additional policies to provide appropriate financial protection. Your agent can help determine which policies and limits work best for your situation. 

Contact Us 

Contact Cloverleaf Insurance in Peters, Missouri, today for a personalized auto insurance quote.