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Auto Insurance in St. Peters, Missouri

Auto insurance is necessary for car owners—unforeseen accidents can lead to costly repairs. Auto insurance may reduce out-of-pocket expenses following a covered car accident. Selecting a policy can be challenging, which is why Cloverleaf Insurance is here to help you through the process.

What Does Auto Insurance Cover?

Auto insurance varies among policyholders. Most policies include liability coverage to insure you against car accidents resulting in bodily injuries and property damage. Additional coverage options included in your policy might be:

  • Medical payments (MedPay)
  • Personal injury protection (PIP)
  • Collision coverage
  • Comprehensive coverage
  • Uninsured/underinsured motorist coverage

Our agents can help you learn more about your policy options.

How Much Auto Insurance Is Enough?

Missouri requires drivers to carry liability insurance and uninsured motorist coverage. However, limiting yourself to the minimum coverage requirements may lead to financial complications if an accident that isn’t covered by your insurance occurs. Having sufficient coverage can reduce your chances of covering high accident-related costs.

How Long Is Car Insurance Good For?

Most auto insurance policies last either six or twelve months. Depending on factors such as your driving record during your policy term and recent claims history, your insurance provider may recalculate your rates. The agents at Cloverleaf Insurance can help you learn more about auto insurance policy durations.

Where Can I Get Covered?

If you are a car owner near St. Peters, the experienced agents at Cloverleaf Insurance can assist you in learning about auto insurance to help you decide on sufficient coverage for you and your car.

Get covered today by calling our agency at 800-530-5822.