Motorcycle Insurance
Motorcycle Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Motorcycle Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Motorcycle Insurance Information
Owning a motorcycle can be exciting. However, just like any vehicle, motorcycles come with a lot of responsibility. Accidents can occur at any given time, whether you’re out on the road or parked, and the associated recovery expenses can be substantial. Having a sufficient motorcycle insurance policy can be a great way to ensure you’ll be financially protected following an accident.
What Is Motorcycle Insurance?
Similar to most insurance policies, motorcycle insurance is an agreement between you and your insurer in which you pay a premium in exchange for financial protection against potential accidents or losses, such as collisions and vandalism.
What Does Motorcycle Insurance Cover?
Motorcycle insurance offerings can vary, but standard policies generally include the following coverage:
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Liability coverage can help cover bodily injury and property damage that you may cause to other people if you are in an accident. This coverage is typically required in most states and may cover medical bills, lost wages and other costs associated with repairing others’ damaged property.
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Collision coverage can help cover damage to your motorcycle if you are involved in an accident. This does not include your deductible.
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Comprehensive coverage can help pay for damage caused by events other than collisions. This can include fire, theft or vandalism. Such coverage can help pay for the cost of damage minus your deductible and will not exceed the face value of your motorcycle.
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Uninsured/underinsured motorist coverage can help pay for damage to you and your property if you get into an accident with an uninsured or underinsured driver. Covered costs typically include medical expenses and lost wages, among others.
It’s important to understand that your policy might not be limited to the above benefits. Talk to one of our agents today to learn more about motorcycle insurance coverage offerings.
What Motorcycle Insurance Coverage Should I Get?
Everyone’s needs are different when it comes to motorcycle insurance. The agents at Cloverleaf Insurance are determined to evaluate your specific needs and help you find coverage that is suited to you and your motorcycle.
Contact Our Agency
If you are a motorcycle owner near St. Peters, Missouri, the agents at Cloverleaf Insurance can help you decide on the proper coverage. Contact our agency today at 800-530-5822 to learn more.
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