Motorcycle Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Motorcycle Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Motorcycle Insurance Information
Serving Missouri, Illinois, Ohio, Indiana & Wisconsin
While owning a motorcycle can be exciting, there are some associated risks. Incidents such as injuries and vehicle damage can occur at any given time. A motorcycle insurance policy can protect you from these associated risks by limiting significant out-of-pocket expenses.
Our agents at Cloverleaf Insurance will help you find a policy that is both affordable and adequate. Our goal is for you to feel safe and protected while you’re driving your bike out on the roads at all times. We want to help you get a policy tailored to fit the needs of you and your motorcycle.
Why do you need motorcycle insurance?
Most states in the United States require owners to have motorcycle insurance and to show proof of insurance to register their bikes. Under a standard motorcycle insurance policy, you will receive the assurance of financial assistance if you ever experience an unexpected loss involving your motorcycle. This coverage will assist in paying for accident damage, settlements and other obstacles that may come your way. Whether you’re on the road or parked in your driveway, this coverage will save you money and alleviate potential personal losses.
What does motorcycle insurance cover?
Motorcycle insurance can offer a variety of protection, including the following:
Comprehensive coverage. This may provide compensation if the motorcycle is damaged or lost due to fire, theft, vandalism, hail or wind.
Collision coverage. This may provide compensation if the motorcycle is damaged in a collision with another vehicle or object.
Liability insurance. This may help cover bodily injury and property damage the insured biker may cause to others(such as other drivers)when they are at fault for an accident whenoperating the vehicle.
Personal Injury Protection (PIP). This insurance may help with medical expenses for the driver and their passengers in an accident, no matter who is atfault.
Guest passenger liability insurance. This coverage may kick in if a guest driver causes an accident while operating the motorcycle with the owner’s permission.
Uninsured/underinsured motorist insurance. This insurance may provide coverage if the insured vehicle is involved in an accident with a driver not carrying insurance.
Additional policy endorsements that might be available to you include:
What does motorcycle insurance cost?
Various factors can impact the price of your motorcycle policy, including:
Your chosen coverage limits
The value of your bike
Your driving accident history
Your history of claims on other motorcycle policies
Get Covered Today
At Cloverleaf, we want you to feel safe while you’re taking your bike out for a spin. Our agents are determined to find you adequate coverage so you can enjoy yourself while you’re out on the roads. Don’t wait to get covered.
Contact us for a quote at 800-530-5822.