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Officer Writing TicketIn the state of Illinois, you are required to have auto insurance to operate a vehicle on the road legally. If you fail to carry the required minimums while you are driving, you could get a ticket. After getting numerous tickets for failing to have the required limits for insurance, it's not unusual for a judge or the Department of Motor Vehicles to require you to purchase SR-22 insurance for your vehicle. You may also be required to carry SR-22 if you are found driving under the influence or you've received a lot of tickets for reckless driving.

What Is SR-22 Insurance?

SR-22 isn't car insurance at all; it's a certificate. In most cases, it's given to drivers who aren't compliant with the law. If you are found guilty an offense such as failing to maintain the proper level of insurance, drunk driving or reckless driving, you may be required to purchase SR-22 insurance.

How Much Does SR-22 Insurance Cost?

The cost of SR-22 insurance depends on the agency. You may pay more for the insurance at one location compared to another agency. If you are considered a high-risk driver, it's in your best interest to inquire around about the cost of maintaining SR-22 insurance, as well as car insurance.

What Happens After Getting SR-22 Insurance?

Having SR-22 doesn't put your driving status in jeopardy. In fact, you can still drive with the certificate. Of course, you will be required to pay more for your insurance, but that's to be expected.

While you have an SR-22 certificate, you should maintain a good driving record. Focus on driving slower, following all traffic rules and regulations, avoiding reckless driving and avoiding getting behind the wheel while under the influence of drugs or alcohol.

If you need SR-22 insurance because you are considered a high-risk driver in Illinois, we are happy to help. Call Cloverleaf Insurance at (800) 530-5822 so that we can give you an Illinois SR-22 insurance quote.
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