Motorcycle Insurance for New Riders: Tips for Getting the Right Coverage

Owning and riding a motorcycle comes with a significant amount of responsibility. Not only do you have to learn how to ride safely, but you also need to protect yourself and your investment with proper insurance. While motorcycle insurance is similar to auto insurance, there are some nuances to keep in mind.

Tips for Getting Motorcycle Insurance

The following are tips for getting the right motorcycle insurance:

• Complete a motorcycle safety course. Taking a driving safety course is recommended, especially for new riders. It can teach you essential driving techniques and may qualify you for discounts from insurers.

• Understand your coverage options. Motorcycle insurance typically includes liability coverage, collision coverage, comprehensive coverage and uninsured/underinsured motorist coverage. However, additional coverage options are available. Also, review policy limits and deductibles and make sure you can handle out-of-pocket costs before insurance would kick in.

• Bundle policies. If you also have renters insurance, homeowners insurance or auto insurance, consider getting them all from the same provider. This can save you money on premiums and streamline your insurance processes.

• Get advice from a local insurance broker. It’s essential to work with a local insurance broker who understands local insurance requirements. They can make personalized recommendations to make sure you get the coverage that makes the most sense for you and your bike.

Learn More

For motorcycle insurance near you, contact Cloverleaf Insurance.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.