Call Us 800-530-5822 ☰ ˟
Logo
Phone IconCall Us 800-530-5822
  • Main Menu
    • Home Page
    • About Us
    • Carrier Videos
    • Contact Us
    • Make a Payment
    • Testimonials
    • Refer a Friend
    • Join Our Newsletter
    • Newsletters Archive
    • Important Links
    • Insurance Glossary
    • Location
    • Privacy Policy
  • Automobile
    • Auto Insurance Information
    • Instant Auto Insurance Quote
    • AssuranceAmerica Quote
    • Request ID Card for Auto Policy
    • Send Declaration and Coverages Information to Lien Holder
    • Add Vehicle to Existing Auto Policy
    • Remove Vehicle from Existing Auto Policy
    • Add Driver to Existing Auto Policy
    • Remove Driver from Existing Auto Policy
  • SR-22
    • SR-22 Insurance Information
    • SR-22 Insurance Quote
  • Homeowners & Renters
    • Homeowners & Renters Insurance Information
    • Homeowners Insurance Quote
    • Manufactured Home Quote
    • Renters Insurance Quote
  • Life
    • Life Insurance Information
    • Life Insurance Quote
  • Motorcycle
    • Motorcycle Insurance Information
    • Motorcycle Insurance Quote
    • Request ID Card for Motorcycle Policy
    • Add Motorcycle to Existing Policy
    • Remove Motorcycle from Existing Policy
    • Add Driver to Existing Motorcycle Policy
    • Remove Driver from Existing Motorcycle Policy
  • Recreational Vehicle
    • Recreational Vehicle Insurance Information
    • Recreational Vehicle Insurance Quote
  • Boat
    • Boat Insurance Information
    • Boat Insurance Quote
  • Blog
  • Areas We Serve
    • Illinois
    • Indiana
    • Missouri
    • Ohio
    • Wisconsin
Auto Insurance quotes from multiple carriers. Get Quotes
Home insurance that fits every size home and every home value. Get Quotes
Take care of the ones you love by getting Life Insurance. Get Quotes
SR-22 Insurance Get Quotes
Home/Renters Insurance Get Quotes
Renters Insurance Get Quotes
Low price. High value. Great service. Get Quotes
Home > Blog > Preventing Fire Risks In Your Rental Home
MONDAY, JUNE 15, 2020

Preventing Fire Risks In Your Rental Home

House On Fire

A house fire can be scary at minimum. In worst-case scenarios, they can be deadly. That's why people work hard to keep their household fire risks low. If you live in a rental home, then you still have a duty to protect yourself in these cases. Consider a few of the steps you can take to protect your rental home from fire risks.

1. Be Careful When Burning Candles

Burning candles always poses a fire risk. In fact, some rental properties even forbid tenants from doing this. If you do burn candles, always keep them away from flammable items like furniture or paper products. Consider placing a glass or wire shield around the flame.

2. Keep Heaters And Flammable Items Separate

Whether you use a space heater, radiator, fireplace or central HVAC, do so responsibly. Don’t place flammable items too close to these items. If you notice sparks, smoke or strange odors, immediately shut down the system. Call your landlord to make repairs in this situation.

3. Don't Overload Wall Sockets

While it is fine to use a surge protector or outlet extender in most electrical outlets, outlets still have a limit on how many appliances they can support. Therefore, only plug in the number of items that the system can hold.

If you notice sparks or malfunctions, unplug all items from the sockets. Use socket covers to close sockets that you are not using. Additionally, when changing light bulbs, only use bulbs with wattage that a light can support.

4. Test Your Alarm System

Your rental home might have smoke and carbon monoxide detectors installed. Test these items regularly and change the batteries at least every six months or as soon as they get low.

5. Consider A Smart Home System

Some fire alarms work with smart home systems. Others can send a notification from your phone and call the authorities when they detect the sound of an alarm.

6. Clean Regularly

A home that you haven't cleaned could be a tinderbox for fires to easily spread. Regular cleanings are healthy safety precautions.

The Benefit Of Renters Insurance For Fire Damage

If you have renters insurance, then your policy might be able to help you cover the costs of a fire.

  • If the fire is deemed your fault, then your liability coverage can pay for damage to the home itself. This is the property of the landlord, and you might have a duty to compensate them.
  • Possessions insurance will pay for damage to your personal belongings.
  • After the fire, you might have to temporarily move out. Coverage for additional living expenses can cover costs that might arise.

Always ask your landlord if they require you to purchase certain renters insurance. They can tell you any coverage to obtain to keep yourself safe from fires.

Get A Quote

Posted 11:00 AM

Tags: renters insurance, cloverleaf insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011

  • cloverleaf insurance(91)
  • auto insurance(73)
  • car insurance(64)
  • insurance(63)
  • coverage(39)
  • missouri(30)
  • home insurance(24)
  • renters insurance(22)
  • sr-22 insurance(16)
  • safety(14)
  • protection(14)
  • missouri auto insurance(13)
  • motorcycle insurance(13)
  • missouri insurance(12)
  • foremost insurance(12)
  • sr22 insurance(11)
  • sr-22(11)
  • sr22(11)
  • missouri car insurance(8)
  • illinois(8)
  • auto(8)
  • rates(7)
  • founders insurance(6)
  • 1-800-530-5822(6)
  • 18005305822(6)
  • car(6)
  • illinois sr22 insurance(6)
  • maintenance(5)
  • life insurance(5)
  • auto insurance quotes(5)
  • car insurance missouri(5)
  • dui(5)
  • dwi(5)
  • roadside assistance(5)
  • liability(4)
  • tips(4)
  • collision coverage(4)
  • rv insurance(4)
  • auto insurance missouri(4)
  • missouri sr22 insurance(4)
  • boat insurance(4)
  • requirements(4)
  • illinois home insurance(4)
  • independent insurance agent(4)
  • nonowners(4)
  • indiana(4)
  • high risk(3)
  • general liability(3)
  • damage(3)
  • st. louis car insurance(3)

View Mobile Version
American Modern
Foremost
Hagerty
Kemper
The General
Home| Get A Quote| Customer Service| Blog| About Us| Contact
Physical Address: 301 Jungermann Road | St. Peters, MO 63376
P: 800-530-5822
Social Social Social Social
Logo

Powered by Insurance Website Builder