August 23, 2019
AgencyWill My Car Insurance Cover a Tow Truck?
You expect your car to get you from point A to point B without incident. But, nothing is perfect. You might experience a breakdown or have a wreck — either of which might make driving any further impossible. In this case, you might need a tow truck or other roadside assistance. Can your car insurance […]
August 15, 2019
AgencyWhat to Do After a Car Accident
What to Do After a Car Accident Before the accident, plan the after. Five steps to take after the accident. Whether it happens on a bridge across the Mississippi or a back road in the country, being involved in a car accident can be stressful. Knowing what to do will help you feel less anxious […]
May 22, 2019
AgencyWill Tickets Impact My Car Insurance Rates Forever?
If you get a speeding ticket, or any other citation, you might have to let your Cloverleaf Insurance agent know about the infraction. In other cases, the authorities will automatically send the citation to the insurer. One thing is certain, however. When you get a ticket, your insurer will likely find out. They might increase […]
May 13, 2019
AgencyTypes of Auto Coverage
Many know more about what’s in their yogurt than what’s in their auto insurance. Personal Auto Insurance: You’re paying for it, but do you know what you’re buying? Whether you drive in a big city or on a farm, your auto insurance policy will typically include several types of coverage. You may pay a separate […]
May 8, 2019
AgencyCar Insurance Claims
At Claim Time, Help Us Help You! Insurance often presents a conundrum for our clients: While everyone knows you need protection in case of a loss, no one wants to have that loss. But when, despite your best efforts or simply due to everyday driver craziness, events spiral beyond your control and that loss occurs, […]
May 3, 2019
AgencyDistracted Driving – Two Words That Should Never Be Seen Together
Distracted Driving Do you sometimes wonder at drivers focused on everything but the road? She’s testing on the beltway! He’s reading a map on his tablet behind that semi on I-55! She’s turned around, yelling at a child in the back seat and totally unaware of those flashing lights at the railroad crossing. Welcome to […]
April 19, 2019
AgencyUnderstanding Driver License Suspensions And Revocations
When you get a driver’s license, it is not a document that lasts permanently. At minimum, your license will expire after a period of years. Yet, even certain actions behind the wheel might cause you to lose your license. You might get a license suspension. In other cases, you could even face license revocations. Depending […]
April 4, 2019
AgencySure you have insurance, but does the guy who hit you?
I’m Insured, so Why Do I Need Uninsured Motorist Coverage? You’re enjoying a pleasant drive along the river or through the Ozarks, when WHAM! Out of nowhere, another vehicle crashes into you. To make matters worse, while later facing a pile of medical bills, you find out the other driver had no insurance. Now how […]
March 19, 2019
AgencyMy Friend Wrecked My Car. Do I Pay For The Damage?
Many people let their friends borrow their personal cars. Usually, you can trust your acquaintance to return the car to you in pristine condition. But, that is not always the case. What if your friend wrecks your vehicle? What if the crash involves others? Are you responsible? It’s not a crime to let friends drive […]
February 25, 2019
AgencyParts Of Auto Insurance Policy
Many people purchase auto insurance for protection in the case of an accident, but not everyone has taken the time to actually read their insurance policy. A solid understanding of the coverages provided in your policy will help to make sure that you’re comfortable with the coverages you have, and it will also help you […]