Call Us 800-530-5822 ☰ ˟
Logo
Phone IconCall Us 800-530-5822
  • Main Menu
    • Home Page
    • About Us
    • Carrier Videos
    • Contact Us
    • Make a Payment
    • Testimonials
    • Refer a Friend
    • Join Our Newsletter
    • Newsletters Archive
    • Important Links
    • Insurance Glossary
    • Location
    • Privacy Policy
  • Automobile
    • Auto Insurance Information
    • Instant Auto Insurance Quote
    • AssuranceAmerica Quote
    • Request ID Card for Auto Policy
    • Send Declaration and Coverages Information to Lien Holder
    • Add Vehicle to Existing Auto Policy
    • Remove Vehicle from Existing Auto Policy
    • Add Driver to Existing Auto Policy
    • Remove Driver from Existing Auto Policy
  • SR-22
    • SR-22 Insurance Information
    • SR-22 Insurance Quote
  • Homeowners & Renters
    • Homeowners & Renters Insurance Information
    • Manufactured Home Insurance
    • Homeowners Insurance Quote
    • Manufactured Home Quote
    • Renters Insurance Quote
  • Life
    • Life Insurance Information
    • Life Insurance Quote
  • Motorcycle
    • Motorcycle Insurance Information
    • Motorcycle Insurance Quote
    • Request ID Card for Motorcycle Policy
    • Add Motorcycle to Existing Policy
    • Remove Motorcycle from Existing Policy
    • Add Driver to Existing Motorcycle Policy
    • Remove Driver from Existing Motorcycle Policy
  • Recreational Vehicle
    • Recreational Vehicle Insurance Information
    • Recreational Vehicle Insurance Quote
  • Boat
    • Boat Insurance Information
    • Boat Insurance Quote
  • Blog
  • Areas We Serve
    • Illinois
    • Indiana
    • Missouri
    • Ohio
    • Wisconsin
Auto Insurance quotes from multiple carriers. Get Quotes
Home insurance that fits every size home and every home value. Get Quotes
Take care of the ones you love by getting Life Insurance. Get Quotes
SR-22 Insurance Get Quotes
Home/Renters Insurance Get Quotes
Renters Insurance Get Quotes
Low price. High value. Great service. Get Quotes
Home > Blog > How Long Do You Have To Have SR-22 Insurance?
WEDNESDAY, APRIL 15, 2020

How Long Do You Have To Have SR-22 Insurance?

Gavel Coming Down

SR-22 insurance comes about when a driver commits certain traffic violations, and a court requires them to carry an SR-22. An SR-22 is different than SR-22 insurance. An SR-22 is a form that states a driver carries the correct amount of car insurance, as required by state law. SR-22 insurance is simply term for the insurance carried by a driver with an SR-22.

So how long do you have to carry SR-22 insurance?

As for the insurance itself, you are required to carry a certain amount of car insurance if you intend to drive. There are no exceptions to this rule. Each state has different requirements, however. In Missouri, you must carry at least:

  • $25,000 in bodily injury liability per person
  • $50,000 in bodily injury liability per accident
  • $10,000 in property damage liability
  • $25,000 in uninsured motorist per person
  • $50,000 in uninsured motorist per accident

Whether you have an SR-22 or not, you must carry this insurance in order to drive legally on Missouri roads. Be sure to check your state's specific requirements.

How Long Do You Need An SR-22?

The amount of time you must carry an SR-22 depends on the violation that led to the requirement. On average, drivers with an SR-22 in Missouri must carry the form for one to three years after the requirement is issued. Certain violations, such as DUIs, can extend this term. During this period, you must not have a lapse in car insurance coverage. A lapse in coverage could result in legal repercussions as well as lead to your insurer dropping your policy completely.

Keep in mind that an SR-22 form is not a replacement for insurance or an insurance statement. You will need both in order to fill your SR-22 requirement.

How Much Is SR-22 Insurance?

An SR-22 form is relatively affordable. And it may be purchased through your insurance agency. The form costs between $15 to $35 and is a one-time payment.

Car insurance while you have an SR-22 is another story, however. The SR-22 isn't what raises your car insurance rates. Rather, the violation that led to the SR-22 does. Certain traffic violations, such as a DUIs, could raise your rates by 80 percent — or even more. This could mean over $1,000 more every year. While the SR-22 requirement may only last three years, certain violations could last up to 10 years.

Get A Quote

Posted 11:00 AM

Tags: car insurance, auto insurance, cloverleaf insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011

  • cloverleaf insurance(92)
  • auto insurance(75)
  • insurance(69)
  • car insurance(64)
  • coverage(45)
  • missouri(30)
  • home insurance(24)
  • renters insurance(23)
  • sr-22 insurance(18)
  • motorcycle insurance(15)
  • safety(14)
  • protection(14)
  • missouri auto insurance(13)
  • missouri insurance(12)
  • foremost insurance(12)
  • sr-22(12)
  • sr22 insurance(11)
  • sr22(11)
  • auto(10)
  • missouri car insurance(8)
  • illinois(8)
  • rates(8)
  • car(8)
  • founders insurance(6)
  • 1-800-530-5822(6)
  • policy(6)
  • 18005305822(6)
  • illinois sr22 insurance(6)
  • maintenance(5)
  • life insurance(5)
  • auto insurance quotes(5)
  • car insurance missouri(5)
  • dui(5)
  • dwi(5)
  • roadside assistance(5)
  • liability(4)
  • tips(4)
  • collision coverage(4)
  • rv insurance(4)
  • auto insurance missouri(4)
  • premiums(4)
  • missouri sr22 insurance(4)
  • boat insurance(4)
  • requirements(4)
  • illinois home insurance(4)
  • independent insurance agent(4)
  • nonowners(4)
  • indiana(4)
  • homeowners(3)
  • high risk(3)

View Mobile Version
American Modern
Foremost
Hagerty
Kemper
The General
Home| Get A Quote| Customer Service| Blog| About Us| Contact
Physical Address: 301 Jungermann Road | St. Peters, MO 63376
P: 800-530-5822
Social Social Social Social
Logo

Powered by Insurance Website Builder