August 27, 2021
AgencyDoes a Wreck Trigger an SR-22 Penalty?
Let’s say you have a car wreck. You might damage your own car, along with someone else’s property or vehicle. Then, you might hurt yourself, or worse still, cause injury to someone else. Regardless of who gets hurt, or how many vehicles are involved, the cost of recovery could get very costly. Also, if the […]
April 30, 2021
AgencyIs SR22 Insurance Full Coverage??
If your license has been suspended due to a violation, you may be required to carry an SR-22. Contrary to popular belief, however, SR-22 insurance isn’t actual insurance. An SR-22 is a form that states you are carrying enough insurance to cover the minimum requirements of your state. This means that you will still have […]
December 16, 2020
AgencyWhat to do if you get an SR-22?
All drivers are required to carry auto insurance, and they must follow the rules of the road when they get behind the wheel. If you break the law, therefore, then you will likely face penalties, and one of these might be a requirement to get an SR-22 certificate. States are able to verify whether registered […]
August 28, 2020
AgencyWhen Do You Need SR-22 Insurance?
SR-22 insurance is required only in certain situations for specific types of drivers. Where car insurance is required for every driver, SR-22 insurance is utilized by drivers considered “high-risk drivers.” High-risk drivers are those who are considered risky to insure due to their likelihood of filing claims. This includes drivers who have: Poor credit Bad […]
April 15, 2020
AgencyHow Long Do You Have To Have SR-22 Insurance?
SR-22 insurance comes about when a driver commits certain traffic violations, and a court requires them to carry an SR-22. An SR-22 is different than SR-22 insurance. An SR-22 is a form that states a driver carries the correct amount of car insurance, as required by state law. SR-22 insurance is simply term for the […]
December 18, 2019
AgencySR-22 For Drivers With Suspended Licenses
If you’re considered a “high-risk” driver, you may be required to carry an SR-22. This is also often required when your driver’s license has been suspended. Although you can’t drive on a suspended license, you’re still required to carry an SR-22 for as long as it’s mandated. What Is An SR-22? An SR-22 is proof […]
September 23, 2019
AgencyDUIs And How Long They Affect Your Car Insurance Rates
One of the most-severe driving infractions that someone can commit is a DUI. DUI stands for Driving Under the Influence, and it is a charge that could arise if you operate a car while intoxicated by alcohol or another illegal substance. Because of the extreme risks associated with these infractions, you’re likely to face stiff […]
June 17, 2019
AgencyI Don’t Own A Car—Why Do I Have To Get An SR-22?
Drivers who commit serious driving violations in Missouri might have to file for a Missouri SR-22 certificate. This is a form that essentially forces you to carry certain car insurance for an extended period of time. But, if you don’t own a car, what is the point of getting this form? Why does it matter? […]
May 23, 2018
AgencyHave A DWI? Here’s How To Avoid Problems With Your Insurance
If you get behind the wheel after a couple of drinks, you might put yourself and others at risk. Intoxicated drivers might cause accidents, property damage, and even injuries or deaths. The police punish these infractions seriously. Since DWI charges are serious, the ramifications might extend to your car insurance coverage. After a DWI, you […]
February 15, 2018
AgencyAvoiding SR-22s And Serious Driving Violations
No one wants to get an SR-22 penalty. An SR-22 requirement can make it more difficult to afford auto insurance. Nevertheless, if you get an SR-22, you must carry car insurance. SR-22s are forms that your state might require you to obtain following serious driving violations. The SR-22 verifies for the state that you maintain […]