September 23, 2019
AgencyDUIs And How Long They Affect Your Car Insurance Rates
One of the most-severe driving infractions that someone can commit is a DUI. DUI stands for Driving Under the Influence, and it is a charge that could arise if you operate a car while intoxicated by alcohol or another illegal substance. Because of the extreme risks associated with these infractions, you’re likely to face stiff […]
June 17, 2019
AgencyI Don’t Own A Car—Why Do I Have To Get An SR-22?
Drivers who commit serious driving violations in Missouri might have to file for a Missouri SR-22 certificate. This is a form that essentially forces you to carry certain car insurance for an extended period of time. But, if you don’t own a car, what is the point of getting this form? Why does it matter? […]
May 23, 2018
AgencyHave A DWI? Here’s How To Avoid Problems With Your Insurance
If you get behind the wheel after a couple of drinks, you might put yourself and others at risk. Intoxicated drivers might cause accidents, property damage, and even injuries or deaths. The police punish these infractions seriously. Since DWI charges are serious, the ramifications might extend to your car insurance coverage. After a DWI, you […]
February 15, 2018
AgencyAvoiding SR-22s And Serious Driving Violations
No one wants to get an SR-22 penalty. An SR-22 requirement can make it more difficult to afford auto insurance. Nevertheless, if you get an SR-22, you must carry car insurance. SR-22s are forms that your state might require you to obtain following serious driving violations. The SR-22 verifies for the state that you maintain […]
October 13, 2017
AgencyTips To Avoid SR-22 Certificates
Drivers do not want to end up with an SR-22 certificate on their record. These requirements indicate that a state considers a driver to be high-risk. SR-22 certificates verify that a driver active car insurance in place. They usually remain on the driver’s record for a couple of years. Many car insurers view the SR-22 […]
April 19, 2017
AgencyQuestions To Ask When Getting An SR-22
If you’re required to get an SR-22 certificate, you shouldn’t take the ruling lightly. An SR-22 indicates that you are a high risk driver. You’ll have to file these certificates with your state DMV for a specified period of time — generally a few years. When you get an SR-22 certificate, you’ll have to follow […]
January 16, 2017
AgencySR-22 Coverage For Non-Owners
No one wants to have to carry an SR-22 form. But, if the authorities deem someone to be a high risk driver, they might have to carry an SR-22 certification. A high risk driver might have gotten many tickets, had DUI charges or been in multiple accidents. SR-22 policies are not insurance. They are proof […]
June 28, 2016
AgencyHow Much Does SR-22 Insurance Cost In Illinois?
In the state of Illinois, you are required to have auto insurance to operate a vehicle on the road legally. If you fail to carry the required minimums while you are driving, you could get a ticket. After getting numerous tickets for failing to have the required limits for insurance, it’s not unusual for a […]
February 16, 2016
AgencyIs SR-22 Coverage Full Coverage?
If you’ve recently gotten a ticket for driving under the influence (DUI) or driving recklessly, then you may be required to have SR-22 coverage. Many states mandate this type of insurance — as a penalty of sorts — for drivers who need a little extra liability for their auto insurance to drive their cars legally. […]
January 6, 2015
AgencySR-22 Certificates and Car Insurance
So, you went to a party and had a few drinks. You knew you shouldn’t drive, but the group hadn’t appointed a designated driver. You felt okay and decided to risk driving anyway. What happened? About three blocks from the party, you saw flashing police lights behind you and you were pulled over. The policeman […]